Wells Fargo Platinum Card Approval!

[lhcole77]

@MisterWives  I forgot to mention--I was able to grow my WF Plat from a starting CL of $600 (in 2011) to $25K (less than 4 or 5 years later) by requesting periodic CLIs over the phone. They are SP and the rep will tell you if the request did not go through and that a HP is needed for further review.

I waited 12 months for my first request and then asked every 6 months. I think they used to allow every 3-4 months, but it's been so long ago I've forgotten.

Also-the card comes with free cell insurance in case you don't have that on another card. Good coverage and only $25 deductible.

Enjoy your new card!

[MisterWives]

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@lhcole77 wrote:

@MisterWives  I forgot to mention--I was able to grow my WF Plat from a starting CL of $600 (in 2011) to $25K (less than 4 or 5 years later) by requesting periodic CLIs over the phone. They are SP and the rep will tell you if the request did not go through and that a HP is needed for further review.

I waited 12 months for my first request and then asked every 6 months. I think they used to allow every 3-4 months, but it's been so long ago I've forgotten.

Also-the card comes with free cell insurance in case you don't have that on another card. Good coverage and only $25 deductible.

Enjoy your new card!

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For the cell phone insurance do you have to purchase the phone with this credit card I assume? It's a decent option for a card without rewards since I guess it comes with other services. Might buy a phone and put it on this card then, but though I would lose out on say 2% rewards putting it on another cards that would only be $20 though if I got a 1k phone. The insurance I would say is probably worth a lot more than $20 though I will admit.

[lhcole77]

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@MisterWives wrote:

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For the cell phone insurance do you have to purchase the phone with this credit card I assume? It's a decent option for a card without rewards since I guess it comes with other services. Might buy a phone and put it on this card then, but though I would lose out on say 2% rewards putting it on another cards that would only be $20 though if I got a 1k phone. The insurance I would say is probably worth a lot more than $20 though I will admit.

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Don't have to purchase the phone, just have to pay the monthly cell phone bill with the card.

[nuohlac]

Congratulations on your Approval!!!

[M_Smart007]

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@lhcole77 wrote:

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@MisterWives wrote:

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For the cell phone insurance do you have to purchase the phone with this credit card I assume? It's a decent option for a card without rewards since I guess it comes with other services. Might buy a phone and put it on this card then, but though I would lose out on say 2% rewards putting it on another cards that would only be $20 though if I got a 1k phone. The insurance I would say is probably worth a lot more than $20 though I will admit.

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Don't have to purchase the phone, just have to pay the monthly cell phone bill with the card.

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[Meanmchine]

Congrats !