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Went for it! PayPal Cashback MC Approved!

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Valued Contributor

Went for it! PayPal Cashback MC Approved!

Hi MyFico Fam!

 

So after giving it some thought from suggestions given in a previous thread I posted, I decided "what the heck," and went for it - my last goal card, the PayPal Cashback MC. Instantly approved for $5,000! I will take it! Thank you everyone! 😊




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 1 of 25
24 REPLIES 24
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Valued Contributor

Re: Went for it! PayPal Cashback MC Approved!

Congrats on the approval!

Message 2 of 25
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Community Leader
Super Contributor

Re: Went for it! PayPal Cashback MC Approved!

Glad you got all your goal cards knocked out!! 

Now everything can age together.

Which isn't a bad thing. 

You'll have a score drop, but your profile will be stronger.

When and if you have a new goal card down the road.

You'll notice, that adding one new account may not affect your scores at all.

 



My most prized tradeline.
Message 3 of 25
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Established Contributor

Re: Went for it! PayPal Cashback MC Approved!

Congratulations! Very Nice SL! Woo hoo!

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's. Next: Combine and/or close 1-2 accts by EOY.
Business: Staples Commercial LOC. (My first bus acct !!)

[11/20] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 5. AAoA=6y6m, AoOA=33y3m, AoYA=5m.
2020 $200K GOAL Met !! TCL=$279K. Goal for 2021: PLOCs! Hope to add 1-2 addt'l business accounts.
Message 4 of 25
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Epic Contributor

Re: Went for it! PayPal Cashback MC Approved!

@angelwingz 

 

 

popcorn eating emoticon.gif

Message 5 of 25
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Super Contributor

Re: Went for it! PayPal Cashback MC Approved!

Congratulations on your approval!

Message 6 of 25
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Established Contributor

Re: Went for it! PayPal Cashback MC Approved!

Congratulations 🎈🎊🎉🍾 

Message 7 of 25
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Epic Contributor

Re: Went for it! PayPal Cashback MC Approved!


@Gmood1 wrote:

Glad you got all your goal cards knocked out!! 

Now everything can age together.

Which isn't a bad thing. 

You'll have a score drop, but your profile will be stronger.

When and if you have a new goal card down the road.

You'll notice, that adding one new account may not affect your scores at all.

 


I agree!, I think it was "Smart" movefiesta.gif

popcorn eating emoticon.gif

Message 8 of 25
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Established Contributor

Re: Went for it! PayPal Cashback MC Approved!

I knew it was coming! Congrats to you, and nice SL! 🙂


FICO 8 11/20: EX 747 EQ 746 TU 732
"Friends don't let friends earn 1% cash back."
Message 9 of 25
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Valued Contributor

Re: Went for it! PayPal Cashback MC Approved!

Congratulations on your approval @angelwingz  !!!!!

Hope you have many happy swipes with it.

Enjoy :-)

Cheers

Message 10 of 25
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