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Went on a spree last night

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BluffCityNomad
New Member

Went on a spree last night

Closed on our first home yesterday, so I immediately unlocked my EXP and went on a bit of a spree. It's been almost two years since I've opend any cards. Looked like my EXP was 789.

 

PenFed Gold: $7,500

GM Business: $5,000

B of A BankAmericard: $10,500

Discover: $5,000

 

I have been carrying some balances to keep cash on hand for home purchase, so I will definitely be taking advantage of some balance transfers with a few of these. I think this brings total credit available to $180,000.

 

I also haven't posted in here in forever, but this forum helped my turn my financial life around a handful of years ago. Very thankful for the community. 

Message 1 of 15
14 REPLIES 14
JoeRockhead
Community Leader
Super Contributor

Re: Went on a spree last night

Pretty nice haul, congratulations on your spree, and your first home!

Message 2 of 15
BigBS
Senior Contributor

Re: Went on a spree last night

Congrats on the approvals and the new home! Might be a good time to go for the Lowes or Home Depot cards.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 15
BluffCityNomad
New Member

Re: Went on a spree last night

Oh that's actually a great idea! Should be obvious but definitely slipped my mind. Thank you!

Message 4 of 15
stonedog23
Frequent Contributor

Re: Went on a spree last night

Congrats on everything, especially your first home and in this market, impressive.

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 5 of 15
CubanCheapSkate
New Contributor

Re: Went on a spree last night

Congratulations on the approvals and newfound financial prosperity!
Message 6 of 15
RebelRocket
Regular Contributor

Re: Went on a spree last night

Big wins for sure; congrats on the sweep! And the new home.





Message 7 of 15
CreditAggie
Community Leader
Super Contributor

Re: Went on a spree last night

Congratulations on your home and approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 15
KingRue8500
Senior Contributor

Re: Went on a spree last night

Congrats on your approvals




Message 9 of 15
markhs777
Frequent Contributor

Re: Went on a spree last night

Successful sprees are nice. While your scores usually suffer a bit in the short term assuming your done for a while you have good cards and time flies by and will be 0/ before you know it.

Message 10 of 15
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