So it’s likely the Discover score is your only true FICO score. It’s a good one.
What kind of income are you reporting?
Which financial institution do you primarily bank with?
Long 0% APR cards from the big banks don’t always give very high starting limits, especially with limited credit history. My concern is that you’ll apply for other major credit cards and that’ll diminish your ability to get whatever card the university is offering. Credit unions such as NFCU are sometimes known to give high SLs to people with thin files but membership criteria can be prohibitive.
On a file as young as yours and with a preference for a longer 0% period, I would suggest at least checking to see if you have any prequalified offers from EDITED: (I just realized it appears your Discover already unsecured. In which case, you are unable to get another Discover card for a year. Disregard. Discover (I’m not sure if you can get a non-secured card while holding a secured but if you get a preapproval to populate, that likely means you can.) or American Express. The AMEX Everyday Card and the Cash Magnet currently has a 15 Month 0%/$0 Fee Balance Transfer offer.
Citi and BankAmericard have long 0% APR cards but they’re anecdotally less likely to give SL in excess of $5K to a profile as young as yours.
Discover Link: https://www.discovercard.com/application/prequal
Amex Link: https://www.americanexpress.com/us/credit-cards/check-for-offers/
