Woke up to a nice suprise! (CapOne Credit Steps) - myFICO® Forums - 5576411

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Woke up this morning and decided to make my rounds looking at my CBRS becuase I had canceled out my Secured USAA Credit card before I was hit with the annual fee.

Logged into CapOne and my Quick Silver One Card (going to PC to QS) had completed its 5 consecutive payments. I was originally grated $3,000 and expecting the standard $500 raise. But I got this ...

I was not expecting that. Since I had opened this card I had opened up a Khols Card (for the wife and rewards), Ollo Card, and a BootBarn Card (got a free pair of boots) on top of about 3 additional inquiries (12 total).

Just wanted to drop in and share. (Yes I need to update my signature)

Message 1 of 13

12 REPLIES 12

A very nice increase, enjoy

Message 2 of 13

Congrats on very nice CLI !!!

Message 3 of 13

Nice!!

Message 4 of 13

Congratulations!! No hp included!!!!

Enjoy, Cheers!

Message 5 of 13

Surprises are always nice! Congrats.

Wells Fargo FICO® Score 9 based on Experian® data

Discover FICO® Score 8 based on TransUnion® data

Citi FICO® Bankcard Score 8 based on Equifax® data

Own It! | 1985 Camaro Berlinetta Starship!

Own It! | 1997 Jeep Wrangler Sahara

Own It! | 1977 Chevrolet Corvette

Navy Federal Credit Union 72 mos @ 4.79% bought in 2025 | 2024 RAM 3500 Cummins HO

Navy Federal Credit Union 72 mos @ 2.29% bought in 2022 | 2022 Hyundai Tucson Hybrid

Own It! | 2012 Fiat 500c

Chase Disney | $16,500

Chase Southwest Rapid Rewards | $10,500

Chase Marriott Bonvoy Boundless | $23,400

Amazon Prime Rewards Visa Signature Card | $29,500

United Gateway Mileage Plus | $23,300

Citi Diamond Preferred | $21,500

Citi AAdvantage | $13,400

Discover it Blue | $22,400

Amex Delta Platinum | $50,000

Wells Fargo Propel | $15,000

USAA Rewards | $20,000

Navy Federal CU Platinum | $50,000

BofA Royal Caribbean Visa Signature® Card | $28,500

Lowes Advantage AU on Wife's | $35,000 - My card | $25,000

PennyMac 9/2020 Refinance VA Mortgage 30 years @ 2.5%

HELOC on Main Home 7/2024 Discover Home Loans 15 years @ 8.61%

Vacation Lake Home and 2025 Retirement/Permanent Home bought in 11/2021 NFCU Mortgage 30 years @ 4.375%

Proud Air Force Veteran and last of the 'Buck' Sergeants

Message 6 of 13

YOU...

CONGRATS on the Very Nice 2 x CLI!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

Message 7 of 13

Outstanding! Congrats 😉

As of 3/2022

EQ.-721 | TU.-731 | EX.-708

Top Cards:

AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800

Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000

Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 8 of 13

Bam!

Graph of Days Until Next Spade

Living through Darwinism is so much worse than learning about about it in school.

Message 9 of 13

Whooooaaaa you may not be bucketed. Congrats!

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k

Message 10 of 13