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Wow! $800 limit!

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Anonymous
Not applicable

Wow! $800 limit!

Just got my second card... Credit One with an $800 limit. I am so happy I feel like I'm about to burst into tears!

Message 1 of 15
14 REPLIES 14
baller4life
Super Contributor

Re: Wow! $800 limit!

Congrats!!

Message 2 of 15
shakalaka
Established Contributor

Re: Wow! $800 limit!

Congrats



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 3 of 15
Repo-ed
Senior Contributor

Re: Wow! $800 limit!


@shakalaka wrote:

Congrats


in 1-2 years, you'll get limits 10x that

 

Grats

 

Smiley Happy

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 4 of 15
Repo-ed
Senior Contributor

Re: Wow! $800 limit!


@Anonymous wrote:

Just got my second card... Credit One with an $800 limit. I am so happy I feel like I'm about to burst into tears!


Wait - I just noticed you also JUST got your first card.

 

Though we ALL certainly understand the "High" you are experiencing, I would caution you on trying to get another, and another...

 

That first decline in your spree will killjoy your previous approvals.

 

Take the 2 approvals, and let them grow.  You WILL thank us later for not taking as much of a INQ hit.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 5 of 15
shakalaka
Established Contributor

Re: Wow! $800 limit!


@Repo-ed wrote:

@shakalaka wrote:

Congrats


in 1-2 years, you'll get limits 10x that

 

Grats

 

Smiley Happy


 I already have Smiley Happy


@Repo-ed wrote:

@Anonymous wrote:

Just got my second card... Credit One with an $800 limit. I am so happy I feel like I'm about to burst into tears!


Wait - I just noticed you also JUST got your first card.

 

Though we ALL certainly understand the "High" you are experiencing, I would caution you on trying to get another, and another...

 

That first decline in your spree will killjoy your previous approvals.

 

Take the 2 approvals, and let them grow.  You WILL thank us later for not taking as much of a INQ hit.


Yes come over to the garden. Look at me, two years ago I had only a $300 unsecured from CapOne. Yesterday Chase made me very happy. Let those seedlings grow.



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 6 of 15
MissCredit9
Frequent Contributor

Re: Wow! $800 limit!

Congratulations on your new cards. Please be very careful with both of them as they have alot of fees and it can prove a little difficult to pay them down before you even make any actual charges. At 6 months I would highly encourage you to app for other cards and to close FP and Credit One. Also ALWAYS remember to pay on time..... any and every mistake you make today will haunt you for 7 whole years. Best of luck!



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 7 of 15
gdale6
Moderator Emeritus

Re: Wow! $800 limit!

Congrats on your new card Smiley Happy

Message 8 of 15
-Wade-
Valued Contributor

Re: Wow! $800 limit!


@Anonymous wrote:

Just got my second card... Credit One with an $800 limit. I am so happy I feel like I'm about to burst into tears!


Congrats Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 15
coldnmn
Mega Contributor

Re: Wow! $800 limit!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 10 of 15
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