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Wow BOA raised my CL again in 1 week !

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yudeology101
Senior Contributor

Re: Wow BOA raised my CL again in 1 week !

Wow, amazing credit line!!  Congrats!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 11 of 21
linux007969
Established Contributor

Re: Wow BOA raised my CL again in 1 week !


@Anonymous wrote:

Account Summary

Current balance:
$2,306.30
 
Total credit available:
$37,693.70
 
Cash credit line available:
$990.00
 
Rewards
Total Points: 899,901 Power Rewards
Card Details
Total credit line:
$40,000.00
 
Cash credit line:
$990.00
 
Amount over total credit line:
$0.00
 
Next closing date:
10/21/2013
 
Last payment date:
10/10/2013
 
Last payment:
$18,000.00
 
This Increased From 20K to 40k With out requested

Congrats! What's with the low cash lines? Did u ask them to keep them low or something? Just wondering.... lol. Smiley Very Happy


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 12 of 21
2FixMyCredit
Established Contributor

Re: Wow BOA raised my CL again in 1 week !

Incredible! The cash advance amount is quite odd though I must say. 

Congrats!

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 13 of 21
Anonymous
Not applicable

Re: Wow BOA raised my CL again in 1 week !

thanks,but i don't really need cash advance,it could be 0 dollar cash line is fine. BOA gave me 1M for Business LOC,so i don't really need cash advance.I guess when you have BOA checking and saving+Business with X high amount then you can get whatever you want with them

Message 14 of 21
youngandcreditwrthy
Senior Contributor

Re: Wow BOA raised my CL again in 1 week !

My Cash Advance line is $350 out of a $10,009 limit.
When they cli the Credit Line, it seems they don't really care about upping the cash limit.
I've noticed Amex doesn't cli the cash advance line usually either. Of a $24,500 cl on my BCE, my Cash line is only $700 LOL
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 21
Anonymous
Not applicable

Re: Wow BOA raised my CL again in 1 week !

Yeah it true. I just check another BOA travel reward card with 25k CL I got approved last week and it have 500 $ cash advance lol

Message 16 of 21
youngandcreditwrthy
Senior Contributor

Re: Wow BOA raised my CL again in 1 week !

Cash Advances are the devil anyway. I never take Cash Advances. EVER.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 17 of 21
Anonymous
Not applicable

Re: Wow BOA raised my CL again in 1 week !

That's true.when someone took cash advance from CC they are in money problems. So they not easy to have a evil credit line

Message 18 of 21
tonyjones
Valued Contributor

Re: Wow BOA raised my CL again in 1 week !

that's crazy! nobody needs limit that high but one day i will reach that, congrats!!

Current Fico Scores: (November 2025)
Message 19 of 21
navigatethis12
Valued Contributor

Re: Wow BOA raised my CL again in 1 week !

Interesting. I have three cards with them and the cash line is 30% on one and 20% on the other two. The cash limits definitely increased with the limit increases, but I don't use them, so it doesn't matter to me.

Message 20 of 21
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