@HighAchiever wrote:It's not in @M_Smart007 posted image, but @Saeren is correct with the comment... I tried for a CLI on 08/16, but had not used the card the previous month of July and received this... hopefully I will be able to get something later this month when I try. My TU FICO 8 score on the back at the time was 770. 🤷🏻♂️
Low usage of existing line of credit got me every single time....whatever my starting limit is, will be what it is 2 years later. The low usage denial letters finally led to me not even bothering to try for CLI's. Fortunately, my starting limits are usually over 10k, so I can live with that. I do not know why they think that the existing 10k limits are enough just because the highest balance ever is 500 bucks. It is kind of rude, if you ask me. They never even put the so-called Luv button on my page, usually just a hate you a little less button is the best I can hope for.
😂 😂 😂
“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Well, I am rolling the dice with Ms Disco... 🎲 I tried again for a CLI, even though my statement hasn't cut yet and it's only been three weeks since the denial for lack of usage... I was offered a $500 CLI 😳, but I turned it down for now. Oh well, I guess we'll see what happens... 🤞🏻
One thing I'v suggested and done myself... is if trying again on CLIs, wait for them to do the monthly pull for your updated fico score (the one on the statement) But as always YMMV...
-J
True... I was trying to do that, but kept seeing all the $5k approvals and well, you know the rest. 🤦🏻♂️ I think its best for me to stay out of the approvals section... 😂