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X1 Visa Approved

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oorhett
Regular Contributor
‎03-10-2022 11:54 AM
‎03-10-2022 11:54 AM

X1 Visa Approved

We received an invite code from a friend, since I have a CH7 Bk we decided my DW should app for it. 

1st bank we connected to with Plaid was our local CU result came back saying "we could not verify all of the income" and the options to link another bank account or email bank statements. Decided to link our Navy Account and were approved with SL of $22,500 my DW highest so far (NFCU More Rewards @ 11K) 

 

DP: 

Exp8: 791

Inc: Stated hers @ $53,000

0/6, 2/12, 5/24

4% Util

 




BK 7 5/19 Discharged 09/19
Beginning Scores - EQ 579, TU 565
Current Scores(Vantage, high/current) - EQ 736/736, TU 732/732 / (Fico8/9) EX^8 702 TU^8 738 EQ^9 723
Mortgage (4/25) - EX 736 / TU 738 / EQ 724
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Message 1 of 14
13 REPLIES 13
Jordan23ww
Senior Contributor
‎03-10-2022 12:02 PM
‎03-10-2022 12:02 PM

Re: X1 Visa Approved

Congratulations on the X1 approval!

         


Message 2 of 14
cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎03-10-2022 12:42 PM
‎03-10-2022 12:42 PM

Re: X1 Visa Approved

That's terrific!!  Congratulations on your X1 Approval!! 🎉🥂👏

Message 3 of 14
gdale6
Moderator Emeritus
‎03-10-2022 01:03 PM
‎03-10-2022 01:03 PM

Re: X1 Visa Approved

Grats on your X1 approval Smiley Happy

Message 4 of 14
Elpadrino1
Valued Contributor
‎03-10-2022 01:25 PM
‎03-10-2022 01:25 PM

Re: X1 Visa Approved

Congrats on the X1 approval!! 

Message 5 of 14
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎03-10-2022 03:39 PM
‎03-10-2022 03:39 PM

Re: X1 Visa Approved

Congratulations on DW's X1 approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 14
MasonK
Frequent Contributor
‎03-10-2022 07:56 PM
‎03-10-2022 07:56 PM

Re: X1 Visa Approved

Congrats on that great SL!

1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455
4/1/24 FICO8 Scores: EX: 832, EQ: 820, TU: 834
FICO9 EX: 818
Total Revolving Limits: $152,300

Message 7 of 14
Borealis
Regular Contributor
‎03-10-2022 08:57 PM
‎03-10-2022 08:57 PM

Re: X1 Visa Approved

Congrats on your X1 Visa approval and sweet SL!

March 2021- FICO8: EXP 549 / TU 571
November 2023 - FICO8: EXP 794 / TU 795 / EQ 836

Message 8 of 14
Raisondetre
Contributor
‎03-11-2022 06:49 AM
‎03-11-2022 06:49 AM

Re: X1 Visa Approved

Congrats on the approval and that SL!

Most Used
Amex Hilton Honors Aspire - $30K
Amex Hilton Honors Business - $10K
Amex Amazon Prime Business - $12.4K

Used sparingly or in sock drawer
X1 Visa - $27K
PenFed Gold Visa - $9K
NavyFed Cash Rewards - $5K
Care Credit - $20K
Walmart Mastercard - $2K
Tractor Supply card - $6K
Amazon Prime Synchrony Card - $10K
Home Depot card - $12K
PNC Points - $13K
FNBO Evergreen - $2.8k
Discover It Chrome - $2.8K
Discover it Cash Back - $1K
FNBO Visa Signature - $1K
Commence Bank Special Connections - $2K
WF Reflect - $4K

Fico scores September 2023
Equifax - 786
Experian - 770
Transunion - 776
Had scores in the 500s 5 years ago
Message 9 of 14
credd
Established Member
‎03-11-2022 01:31 PM
‎03-11-2022 01:31 PM

Re: X1 Visa Approved

Congrats on the X1! That's awesome! I have been waiting for my invitation for awhile almost don't even want it but i know when it comes i'll be all giddy and apply! Enjoy

TL:
USAA AMEX BCP: 27000
USAA AMEX: 13100
USAA Visa Sig: 8100
Cap 1 Ven One: 7500
Cap 1 QS: 7500
Citi Costco 4000
Chase United: 5000
Bestbuy Citi: 5000
Levin Sync: 10000
James Allen Store Card 10,000

Income: 126k

4/1 Fico 8 EXP: 795 TU: 795 EQ: 789
Message 10 of 14
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