Ok. So I filed BK7 and was discharged on 1/13/15. A few days later, I was approved for a First Premiere Credit card with a $300 limit and a Capital One Secured that I only had to put a $99 deposit down for a $200 credit limit. A week later I applied for a credit one card and I got approved but I still haven't received the card and at this point, I don't want or need it. I called and asked them why and they couldn't tell me and also told me the card would be in the mail soon. After the luck I've had today, I'll be calling them and telling them to not even worry about it.
So today, on a whim, being a little over a month anniversary of my BK7 discharge, I go to Capital One's prequalifier and I was prequalified for both the Platinum and the Quicksilver for $500 limits! I'm beyond excited to put some real credit cards in my wallet! Go me! 
I just want to thank everyone in this forum! If it wasn't for you all, I wouldn't be where I am today with my credit rebuilding!
@Anonymous wrote:Ok. So I filed BK7 and was discharged on 1/13/15. A few days later, I was approved for a First Premiere Credit card with a $300 limit and a Capital One Secured that I only had to put a $99 deposit down for a $200 credit limit. A week later I applied for a credit one card and I got approved but I still haven't received the card and at this point, I don't want or need it. I called and asked them why and they couldn't tell me and also told me the card would be in the mail soon. After the luck I've had today, I'll be calling them and telling them to not even worry about it.
So today, on a whim, being a little over a month anniversary of my BK7 discharge, I go to Capital One's prequalifier and I was prequalified for both the Platinum and the Quicksilver for $500 limits! I'm beyond excited to put some real credit cards in my wallet! Go me!
I just want to thank everyone in this forum! If it wasn't for you all, I wouldn't be where I am today with my credit rebuilding!
Grats on all your new cards right out of BK
Congrats! Get rid of Premier and CreditOne as soon as you possibly can once you have some history ... rip offs!
