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Yay!! CLI with Capital One..

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Libra85
Regular Contributor

Yay!! CLI with Capital One..

I have been hoping for a CLI on my Capital One for quiet sometime. Last increase was 01/2013 with the credit steps program. I decided to try out the out the live chat. I heard of people getting better results that way. I first asked for a PC (Product Change). They verified some info. I was upgraded to a Quicksilver. The crazy thing is I was approved for a Quicksilver One on 12/31 and they upgraded this one to a regular Quicksilver go figure. I also requested a credit limit increase. I was wanting it to help my UTI while I pay my balances down. I had to manually do it myself. I was approved for a additional $500. This is my first card that's $1,000. Which is not much but I am rebuilding my credit so I'm really excited. I have made a lot of progress on my credit within the past 30 days. 







October 2021
Message 1 of 8
7 REPLIES 7
-Wade-
Valued Contributor

Re: Yay!! CLI with Capital One..


@Libra85 wrote:

I have been hoping for a CLI on my Capital One for quiet sometime. Last increase was 01/2013 with the credit steps program. I decided to try out the out the live chat. I heard of people getting better results that way. I first asked for a PC (Product Change). They verified some info. I was upgraded to a Quicksilver. The crazy thing is I was approved for a Quicksilver One on 12/31 and they upgraded this one to a regular Quicksilver go figure. I also requested a credit limit increase. I was wanting it to help my UTI while I pay my balances down. I had to manually do it myself. I was approved for a additional $500. This is my first card that's $1,000. Which is not much but I am rebuilding my credit so I'm really excited. I have made a lot of progress on my credit within the past 30 days. 


Congrast Smiley Happy WTG

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 8
gdale6
Moderator Emeritus

Re: Yay!! CLI with Capital One..

Congrats on your CLI Smiley Happy

Message 3 of 8
emptypockets
Valued Contributor

Re: Yay!! CLI with Capital One..

Congrats on you CLI and PC


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 4 of 8
myjourney
Super Contributor

Re: Yay!! CLI with Capital One..

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 8
efranklin23
Valued Contributor

Re: Yay!! CLI with Capital One..


@Libra85 wrote:

I have been hoping for a CLI on my Capital One for quiet sometime. Last increase was 01/2013 with the credit steps program. I decided to try out the out the live chat. I heard of people getting better results that way. I first asked for a PC (Product Change). They verified some info. I was upgraded to a Quicksilver. The crazy thing is I was approved for a Quicksilver One on 12/31 and they upgraded this one to a regular Quicksilver go figure. I also requested a credit limit increase. I was wanting it to help my UTI while I pay my balances down. I had to manually do it myself. I was approved for a additional $500. This is my first card that's $1,000. Which is not much but I am rebuilding my credit so I'm really excited. I have made a lot of progress on my credit within the past 30 days. 


Congrats

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 6 of 8
alvon123
Super Contributor

Re: Yay!! CLI with Capital One..

congrats


Message 7 of 8
coldnmn
Mega Contributor

Re: Yay!! CLI with Capital One..

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 8
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