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Yay! Chase Sapphire Preferred Approval!!!

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Anonymous
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Yay! Chase Sapphire Preferred Approval!!!

I applied for the CSP on 22Nov and did not get automatically approved. I got a little sad because I had hoped on using it for black Friday so that I can get those 50k bonus points. I called the automated number and they told me that I would hear from them in 2 weeks.

 

My husband and I combined make over 6 figures, haven't applied for a credit card since 2013, just got a mortgage in September, and bought a new car 2 weeks ago. I was wondering if it was the mortgage inquiry and the new car loan that maybe caused me to have to wait for an approval.

 

I got a voicemail from them last night, 29Nov, from Chase's fraud prevention service saying that I needed to call them back to verify some of my information. I had to verify my cellphone, address, and a few other questions from the application-- then the lady said I was approved with a starting limit of 16k! How awesome!

 

She said it would take 2-3 weeks for the card to come in the mail, but I asked if there was a way to expedite it and she said she was able to via UPS and that I'd get it within 2-3 days!

 

I'm excited! I've heard a lot of really good things about this card!

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Yay! Chase Sapphire Preferred Approval!!!

congrats. now return all your purchases and do them again lol.
Message 2 of 14
Anonymous
Not applicable

Re: Yay! Chase Sapphire Preferred Approval!!!


@Anonymous wrote:
congrats. now return all your purchases and do them again lol.

haha do it congrats!!!

Message 3 of 14
CreditCuriosity
Moderator Emeritus

Re: Yay! Chase Sapphire Preferred Approval!!!

Grats very nice approval... Is this your first Chase card?  Great card as it is my everyday card for most part and more-so my eating out card!

Message 4 of 14
ddemari
Super Contributor

Re: Yay! Chase Sapphire Preferred Approval!!!

That's a great approval! CSP I use for general spend as well as travel, it's a good card.
Message 5 of 14
Anonymous
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Re: Yay! Chase Sapphire Preferred Approval!!!


@Anonymous wrote:
congrats. now return all your purchases and do them again lol.

i wish!!! one of my big purchases for black friday was a new washer/dryer for our new house and it's getting delivered this saturday... if only it were that easy!!!

Message 6 of 14
Anonymous
Not applicable

Re: Yay! Chase Sapphire Preferred Approval!!!


@CreditCuriousity wrote:

Grats very nice approval... Is this your first Chase card?  Great card as it is my everyday card for most part and more-so my eating out card!


yes it is! my coworker influenced me to get it because of the bonus. i figured i apply since i'm at a point where i could afford a few hard pulls.

 

it seems like it has a great travel rewards system so i'm looking forward to using it towards a vacation next year!

Message 7 of 14
Anonymous
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Re: Yay! Chase Sapphire Preferred Approval!!!


@ddemari wrote:
That's a great approval! CSP I use for general spend as well as travel, it's a good card.

thank you! do you have any advice on how to use it towards travel? or any good deals/experiences you had with it?

 

looking forward to maximizing the rewards-- i heard not to redeem it for cash or amazon credit.

Message 8 of 14
CreditCuriosity
Moderator Emeritus

Re: Yay! Chase Sapphire Preferred Approval!!!


@Anonymous wrote:

@ddemari wrote:
That's a great approval! CSP I use for general spend as well as travel, it's a good card.

thank you! do you have any advice on how to use it towards travel? or any good deals/experiences you had with it?

 

looking forward to maximizing the rewards-- i heard not to redeem it for cash or amazon credit.


Travel partners and transferring points is your best value on the card... Also if you have under 5 new accounts in 24 months your might want to consider pairing it up with the Chase freedom card to maximize rewards.. If you have more than 5 new accounts in 24 months pass on that idea.  Freedom is rotating card like discover but 5x UR points up to 1500 a quarter and then transfer them to CSP is the idea and then transfer them out to travel partner such as United or Marriott, etc...

Message 9 of 14
Anonymous
Not applicable

Re: Yay! Chase Sapphire Preferred Approval!!!

Congrats!

Message 10 of 14
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