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Yay NFCU CLI

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Anonymous
Not applicable

Yay NFCU CLI

So I have an NRewards cc for an 8k CL. I have about 4,000 balance on it but will be paid by March. I've had the card since October and was planning asking for a CLI in marvh, but I am thinking of a few purchases soon and thought I would try my luck...requested 16k...I know should have asked for 25k. ..but I was nervous with a balance...anyways got an CLI to 10k wahooo! I'm happy with that for now. I'll pay it off and ask for the full 25k as planned in March...sure was a good little pick me up for today :-)
Message 1 of 13
12 REPLIES 12
TRC_WA
Senior Contributor

Re: Yay NFCU CLI

Nice job...

FICO8 current as of : 2-1-26 EQ: 713 TU: 702 EX: 705
Hard INQs last 12 months: EQ: 1 | TU: 2 | EX: 1
Verizon Visa $8500 Amex Delta Gold $10,000 Care Credit $18,000
NFCU CashRewards $13,500 Apple Card $7000 Best Buy $8000 Amazon $5000
STCU auto loan (2026 Hyundai Palisade Hybrid) 6.24%
HDFS motorcycle loan (2024 Harley Davidson Road Glide) 9.45%
Total CL: $70,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $257k
Last app: 1-31-26
Message 2 of 13
Kenny
Moderator Emeritus

Re: Yay NFCU CLI


@Anonymous wrote:
So I have an NRewards cc for an 8k CL. I have about 4,000 balance on it but will be paid by March. I've had the card since October and was planning asking for a CLI in marvh, but I am thinking of a few purchases soon and thought I would try my luck...requested 16k...I know should have asked for 25k. ..but I was nervous with a balance...anyways got an CLI to 10k wahooo! I'm happy with that for now. I'll pay it off and ask for the full 25k as planned in March...sure was a good little pick me up for today :-)

Congrats! And it doesn't matter that you didn't ask for 25k as you got the counter offer anyway! Smiley Wink Great job and good luck in March! Smiley Happy

Message 3 of 13
Anonymous
Not applicable

Re: Yay NFCU CLI

Thank you!!! Hoping for a good one in march!
Message 4 of 13
uswala
Senior Contributor

Re: Yay NFCU CLI

Congrats!

Message 5 of 13
Anomalous
Senior Contributor

Re: Yay NFCU CLI

Congratulations!

Keep both your credit and your body in top shape!

Message 6 of 13
gdale6
Moderator Emeritus

Re: Yay NFCU CLI

Grats on your Navy CLI Smiley Happy

Message 7 of 13
alvon123
Super Contributor

Re: Yay NFCU CLI

congrats


Message 8 of 13
Creditaddict
Legendary Contributor

Re: Yay NFCU CLI

go cli your loc to $15k!

Message 9 of 13
Anonymous
Not applicable

Re: Yay NFCU CLI

It's funny you suggest that...I just did! Got the in process, you could find out in an hour" response...hoping for an approval, but not sure it'll be tonight since I just did it...I hope so, that would be great!!

Message 10 of 13
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