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Year and a half later...Finally a PenFed CLI and an Approval!

tag
Anonymous
Not applicable

Year and a half later...Finally a PenFed CLI and an Approval!

Opened my Penfed Cash Rewards card in March 2018 with a SL of $1000. Have tried a couple times to get an increase with no success. Going to be doing some larger spending and travel coming up so wanted to add a couple cards. Applied for the Penfed Pathfinder first and got an instant approval for $10000. No HP so decided to try for a CLI on my Cash Rewards and got an instant approval for $10000 on that as well up from the initial $1000.  Guess it takes a lot longer for Penfed to trust you than NFCU! Going try to re-add a 3rd Navy card next as I combined two a couple months ago.

Message 1 of 11
10 REPLIES 10
AverageJoesCredit
Legendary Contributor

Re: Year and a half later...Finally a PenFed CLI and an Approval!

CongratsSmiley Happy lol @Anonymous trustSmiley Wink
Message 2 of 11
JourneyStartsNow
New Contributor

Re: Year and a half later...Finally a PenFed CLI and an Approval!

Was there a HP for the CLI?
BK7 Discharged 4/15. Back to square 1.
Message 3 of 11
Anonymous
Not applicable

Re: Year and a half later...Finally a PenFed CLI and an Approval!

Haven't received any notification of a hard pull yet for either one.
Message 4 of 11
gdale6
Moderator Emeritus

Re: Year and a half later...Finally a PenFed CLI and an Approval!

2 premium cards in one day, grats Smiley Happy

Message 5 of 11
M_Smart007
Legendary Contributor

Re: Year and a half later...Finally a PenFed CLI and an Approval!

 

Congrats on your CLI

 

 

 

 

 

Message 6 of 11
nuohlac
Valued Contributor

Re: Year and a half later...Finally a PenFed CLI and an Approval!

Congrats on your approval and CLI!!!




Message 7 of 11
Anonymous
Not applicable

Re: Year and a half later...Finally a PenFed CLI and an Approval!

Ended up with 1 HP on Equifax.
Message 8 of 11
Meanmchine
Super Contributor

Re: Year and a half later...Finally a PenFed CLI and an Approval!

Congrats on your CLI

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 9 of 11
Anonymous
Not applicable

Re: Year and a half later...Finally a PenFed CLI and an Approval!

Congrats on the CLI.  For a CU PenFed sure is a lot like a bank, Barclay or BofA IMO.  I have never seen anything like it, and I agree Navy and even NASA is way better about limits, CU are supposed to be better about these things, but PenFed has different set of rules...

Message 10 of 11
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