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Zales Card Approval

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pc01user
Frequent Contributor

Zales Card Approval

I got an alert that my Experian Fico 08 score went up 21points from 651 to 672. Woo Hoo!

I always wanted a Zales Diamond Card but couldn't get one. I didn't know that the issuer

was now Comenity and not Citibank no longer. Well I took the plunge, applied online and

received Congratulations You are Approved. I had to check my email to find out the limit

was $2000. I didn't know Comenity would approve you for that amount but real glad they did.

 

Message 1 of 12
11 REPLIES 11
OmarGB9
Community Leader
Super Contributor

Re: Zales Card Approval

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 12
Anonymous
Not applicable

Re: Zales Card Approval

What a nice bump in you Experian score and Congrats on your approval!

Message 3 of 12
alextercero
Super Contributor

Re: Zales Card Approval

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 4 of 12
dbw79
Regular Contributor

Re: Zales Card Approval

Congrats on the approval. Can you let us know if they pulled Experian or Equifax? Some Comenity accounts pull Experian, but most seem to pull Equifax. Also, did you hit the luv button once you registered your account online. Wonder how generous they are with this account.

Thanks.

Message 5 of 12
Anonymous
Not applicable

Re: Zales Card Approval

Congrats!

Message 6 of 12
pc01user
Frequent Contributor

Re: Zales Card Approval

Thanks!! It helps us all when we share valuable information. Zales pulled Experian.

I did not hit the luv button because I have not set up my account but that is a great

idea. 

Message 7 of 12
dbw79
Regular Contributor

Re: Zales Card Approval

Congrats again. I believe this is Comenity Capital, which might explain the Experian pull vs. Equifax. I'm curious how fast this card will grow. After all, it's a jewerly store and you can easily spend some nice $$ there. Good luck and let us know if/when you hit that luv button.

Message 8 of 12
schsa210
Established Contributor

Re: Zales Card Approval

Congrats!

~buried myself in the garden~
Message 9 of 12
Anonymous
Not applicable

Re: Zales Card Approval

Congrats on your approval!
Message 10 of 12
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