Also remember that the US Bank Cash+ is a Visa Signature, so to have your application approved would require at least a $5000 starting limit. With your relatively short credit history I don't see that happening. Just my opinion though. I would wait. Good luck!
@Anonymous wrote:I think I am having some trouble understanding the damage applying for a new card does to your credit score. I know I won't be able to get the US bank cash+ or the CSP, but I think the salliemae card is perfect for me, and i think I have a good chance of getting it. Wouldn't it be better for me to get the card earlier because 2 years from now, the HP would drop and my AAoA would be larger compared to if I applied a year from now. Another quesiton I have is when inquiries are dropped from the report, does your score automatically go up? Or does in not work like that?
PS i kinda regret getting the BCE because the salliemae seems much better which is why I want get it
Well, the problem is with 6 new cards, your AAoA is tanked right now, which makes it look like you're desperately opening accounts due to some financial issue (which it doesn't sound like is the case). It's better to let those accounts age so lenders that are INQ sensitive know you aren't a risk.
I'd wait. Also, I'm not sure how fallen INQs factor into the score, as I am new-ish to credit. Maybe the credit oracles can chime in. 
@Anonymous wrote:I think I am having some trouble understanding the damage applying for a new card does to your credit score. I know I won't be able to get the US bank cash+ or the CSP, but I think the salliemae card is perfect for me, and i think I have a good chance of getting it. Wouldn't it be better for me to get the card earlier because 2 years from now, the HP would drop and my AAoA would be larger compared to if I applied a year from now. Another quesiton I have is when inquiries are dropped from the report, does your score automatically go up? Or does in not work like that?
PS i kinda regret getting the BCE because the salliemae seems much better which is why I want get it
Welcome to the forums!
I'd suggest reading the following:
Common Abbreviations
Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.
US Bank requires a credit history of +3 years for their Cash+. I noticed that you received an Amex recently; are you aware of their 3xcli policy?
Inqs lessen over time and after one year no longer counts towards your FICO score. The issue is not whether you will be approved, it's if you need the additional TL. IMO, quality over quantity is more important.
If you can justify the need for the SallieMae card and you're confident of your chances, the decision is yours. Barclays can be fickle and they may not think your chances are as good with new TLs and inq's.
@09Lexie wrote:
@Anonymous wrote:I think I am having some trouble understanding the damage applying for a new card does to your credit score. I know I won't be able to get the US bank cash+ or the CSP, but I think the salliemae card is perfect for me, and i think I have a good chance of getting it. Wouldn't it be better for me to get the card earlier because 2 years from now, the HP would drop and my AAoA would be larger compared to if I applied a year from now. Another quesiton I have is when inquiries are dropped from the report, does your score automatically go up? Or does in not work like that?
PS i kinda regret getting the BCE because the salliemae seems much better which is why I want get it
Welcome to the forums!
I'd suggest reading the following:
Common Abbreviations
Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.
US Bank requires a credit history of +3 years for their Cash+. I noticed that you received an Amex recently; are you aware of their 3xcli policy?
Inqs lessen over time and after one year no longer counts towards your FICO score. The issue is not whether you will be approved, it's if you need the additional TL. IMO, quality over quantity is more important.
If you can justify the need for the SallieMae card and you're confident of your chances, the decision is yours. Barclays can be fickle and they may not think your chances are as good with new TLs and inq's.
I wasn't aware of this. Thanks Lexie! 
@grinlikechelsea wrote:
@09Lexie wrote:
@Anonymous wrote:I think I am having some trouble understanding the damage applying for a new card does to your credit score. I know I won't be able to get the US bank cash+ or the CSP, but I think the salliemae card is perfect for me, and i think I have a good chance of getting it. Wouldn't it be better for me to get the card earlier because 2 years from now, the HP would drop and my AAoA would be larger compared to if I applied a year from now. Another quesiton I have is when inquiries are dropped from the report, does your score automatically go up? Or does in not work like that?
PS i kinda regret getting the BCE because the salliemae seems much better which is why I want get it
Welcome to the forums!
I'd suggest reading the following:
Common Abbreviations
Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.
US Bank requires a credit history of +3 years for their Cash+. I noticed that you received an Amex recently; are you aware of their 3xcli policy?
Inqs lessen over time and after one year no longer counts towards your FICO score. The issue is not whether you will be approved, it's if you need the additional TL. IMO, quality over quantity is more important.
If you can justify the need for the SallieMae card and you're confident of your chances, the decision is yours. Barclays can be fickle and they may not think your chances are as good with new TLs and inq's.
I wasn't aware of this. Thanks Lexie!
Let me clarify that statement to IIRC, they want 3 years. They do have a min income req of $30k.