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cap one visa quicksilver approval

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Anonymous
Not applicable

cap one visa quicksilver approval

hey guys,

I just got appoved for a visa quicksilver with no AF  and 1.55 cash back, the ICL sucks, just 500$

should I call recon for the initial CL and request a higher CL or just dont take it?, 

help me up!!!

Message 1 of 12
11 REPLIES 11
uswala
Senior Contributor

Re: cap one visa quicksilver approval

Congrats on the approval!

Message 2 of 12
gdale6
Moderator Emeritus

Re: cap one visa quicksilver approval


@Anonymous wrote:

hey guys,

I just got appoved for a visa quicksilver with no AF  and 1.55 cash back, the ICL sucks, just 500$

should I call recon for the initial CL and request a higher CL or just dont take it?, 

help me up!!!


Grats on your new card Smiley Happy

 

You will have to contact the EO to recon the initial CL, I would advise you to take the account even if the CL cannot be raised as you have taken at least 3 hits for it TU, EX & EQ and possibly 2 more ARS & Innvois, your AAoA is also going to take the hit whether or not you keep it or refuse it.

Message 3 of 12
Anomalous
Senior Contributor

Re: cap one visa quicksilver approval

Congratulations on the approval!

Keep both your credit and your body in top shape!

Message 4 of 12
Anonymous
Not applicable

Re: cap one visa quicksilver approval

ok, 

 recom the ICL?, I also have 2 capitalone  mc platinum, one with a 2500$ cl (this one is max out) and another one with 1000$ with a 0$ balance,

what about if I request to move the 1000$ cl from the mc  to the new visa quicksilver for a total of 1500% cl ?

Message 5 of 12
gdale6
Moderator Emeritus

Re: cap one visa quicksilver approval


@Anonymous wrote:

ok, 

 recom the ICL?, I also have 2 capitalone  mc platinum, one with a 2500$ cl (this one is max out) and another one with 1000$ with a 0$ balance,

what about if I request to move the 1000$ cl from the mc  to the new visa quicksilver for a total of 1500% cl ?


If you have one maxed out with them now I would pay it down before asking for a bigger limit on your new card, Cap-1 doesnt move CL nor combine cards.

Adding: The reason you got the low limit is prob due to the high util on the one card.

Message 6 of 12
Anonymous
Not applicable

Re: cap one visa quicksilver approval

ok, I got you!!

Message 7 of 12
Anonymous
Not applicable

Re: cap one visa quicksilver approval

hey this was a pre-approved offer, do you think it was a sp since  I havent received any hp alert from any of the 3 CB?

Message 8 of 12
coldnmn
Mega Contributor

Re: cap one visa quicksilver approval

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 12
Anonymous
Not applicable

Re: cap one visa quicksilver approval

Congrats on your Cap1 Visa Quicksilver!
Message 10 of 12
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