cancel
Showing results for 
Search instead for 
Did you mean: 

discover - 6 month CLI

tag
JcT21
Frequent Contributor

discover - 6 month CLI

well i waited and waited... excited to see if i would get an auto CLI on my 6th statement.  3 days later i got a $200 auto increase.   now i sit at $1,200.   now dont get me wrong, im happy i got an increase.  i was expecting a bit more though, maybe something to match my higher limit cards.   my score has improved a lot since opening the card and my overall utilization has never been high. i try to keep it 10% or lower.   but i am curious why i got such a small bump in credit.  i used the card several times each month, ran through, not a lot, but a few hundred each cycle, always PIF before the due date.   is it me or  is discover a little on the conservative side with CLI's?    but it could have been worse, it can always be worse!    but overall im happy :-)

fico scores - August 2024:
TU - 733| EX - 737 | EQ - 730 |
TCL - 174K - UTIL - less than 1%
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: discover - 6 month CLI

My first and only auto CLI was for $250. After that I had to call in and have a CR do it which worked both times with an SP. Many different reports on Discover CLIs on the forum.
Message 2 of 12
uswala
Senior Contributor

Re: discover - 6 month CLI

Congrats!

Try calling them. You might get better CLI or they might say you need HP. You always have the option to back out.

Message 3 of 12
CreditMagic7
Mega Contributor

Re: discover - 6 month CLI

Congrats!

Message 4 of 12
Anonymous
Not applicable

Re: discover - 6 month CLI


I got 1500 this morning only had them for three months i am not sure why i got the increase but i am putting a lot of money through them a month.  

 

Message 5 of 12
coldnmn
Mega Contributor

Re: discover - 6 month CLI

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 12
alvon123
Super Contributor

Re: discover - 6 month CLI

congrats


Message 7 of 12
Anonymous
Not applicable

Re: discover - 6 month CLI

They like it when you spend money thru them, congrats on the increase

Message 8 of 12
gdale6
Moderator Emeritus

Re: discover - 6 month CLI


@JcT21 wrote:

well i waited and waited... excited to see if i would get an auto CLI on my 6th statement.  3 days later i got a $200 auto increase.   now i sit at $1,200.   now dont get me wrong, im happy i got an increase.  i was expecting a bit more though, maybe something to match my higher limit cards.   my score has improved a lot since opening the card and my overall utilization has never been high. i try to keep it 10% or lower.   but i am curious why i got such a small bump in credit.  i used the card several times each month, ran through, not a lot, but a few hundred each cycle, always PIF before the due date.   is it me or  is discover a little on the conservative side with CLI's?    but it could have been worse, it can always be worse!    but overall im happy :-)


Grats on your auto Discover luv :Smiley Happy

Message 9 of 12
Anonymous
Not applicable

Re: discover - 6 month CLI

Congratulations!

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.