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discover auto cli

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mfinsmi1
Established Contributor

discover auto cli

my discover card was the first card i got during my rebuild with a tiny limit of 500 . i never use my chrome card - its useless to me and until i am able to product change the card it will stay in the sock drawer. but discover still showed the love this morning with an automatic cli up to 1800. i would say not bad for not putting any spend on it Smiley Happy

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8 - Current 10/1/25

Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0
Message 1 of 10
9 REPLIES 9
Keyluv44
Valued Member

Re: discover auto cli

Congratulations 🎊🎈🍾🎉
Starting Score: 550
Current Score: EQ674 TU683 EX663
Goal Score: 780


Take the myFICO Fitness Challenge
Message 2 of 10
outofcredit
Established Contributor

Re: discover auto cli

Congrats on the Discover auto CLI!!! Wished they liked me that muchSmiley Very Happy


Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 3 of 10
mfinsmi1
Established Contributor

Re: discover auto cli

@outofcredit awww LOL maybe they are in the giving mood , try reqesting a CLI you might get it !

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8 - Current 10/1/25

Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0
Message 4 of 10
outofcredit
Established Contributor

Re: discover auto cli


@mfinsmi1 wrote:

@outofcredit awww LOL maybe they are in the giving mood , try reqesting a CLI you might get it !


@mfinsmi1, I did and they gave me a cli on both my cards a couple of weeks ago.  It only took them 6 years for the 1st card and only after repeated denials. Hopefully, 2nd card will increase at a faster pace.


Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 5 of 10
Beefy1212
Established Contributor

Re: discover auto cli


@mfinsmi1 wrote:

@outofcredit awww LOL maybe they are in the giving mood , try reqesting a CLI you might get it !


I would say so, Jan marks 2 years for me on discover was my first card started as 500 secured upped it 2500 5 months in, graduated and acli to 2700 7 months in, 7 months later 1k acli, waited 6 months and was given a 1.5k cli on request last night.

 

my experience is discover generally says no... even people with high scores and years of history so maybe right now they are looking to plump up some card buckets before selling (I have been told discover uses asset backed securities like capital one and that is why their cards either grow like crazy or never grow.)



Message 6 of 10
Suzette2
Frequent Contributor

Re: discover auto cli


@mfinsmi1 wrote:

my discover card was the first card i got during my rebuild with a tiny limit of 500 . i never use my chrome card - its useless to me and until i am able to product change the card it will stay in the sock drawer. but discover still showed the love this morning with an automatic cli up to 1800. i would say not bad for not putting any spend on it Smiley Happy


Awesome: time to exercise some reciprocial love-

6/20 :12/22 :
Message 7 of 10
cashorcharge
Community Leader
Super Contributor

Re: discover auto cli

WooHoo!  Congratulations on your Approval!!!🎉🍾🥂

Message 8 of 10
KingRue8500
Senior Contributor

Re: discover auto cli

Congrats on your Discover Auto CLI




Message 9 of 10
CreditAggie
Community Leader
Super Contributor

Re: discover auto cli

Congratulations on your Discover CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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