lowes freaking approval!

[Anonymous]

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@Anonymous wrote:

yes.

upon approval i called and told the system cli which it gave me several promps like salary, and how much i wanted. then it came back and said declined. but when i called again i said customer service.

hope that helps CAPTOOL.

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@Anonymous wrote:

Congrats! Lowes is Synchrony, right? Tell me more about this automated message CLI thing.

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Thanks! Just tried it with my eBates. No joy.

[Anonymous]

is better dealing with a human indeed! 

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Thanks! Just tried it with my eBates. No joy.

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[Anonymous]

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@Anonymous wrote:

is better dealing with a human indeed! 

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Thanks! Just tried it with my eBates. No joy.

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I'd have to make something up to explain why I need an increase on a $5K credit line when I've only spent a little over $100 on the card since I got it. 

[Anonymous]

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I'd have to make something up to explain why I need an increase on a $5K credit line when I've only spent a little over $100 on the card since I got it. 

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Say you need to buy a Rolex  

[chalupaman]

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@Anonymous wrote:

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@Anonymous wrote:

is better dealing with a human indeed! 

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Thanks! Just tried it with my eBates. No joy.

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I'd have to make something up to explain why I need an increase on a $5K credit line when I've only spent a little over $100 on the card since I got it. 

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Sometimes you don't even have to put anything on these Sync cards to get increases, like you can just let it sit there for a bit longer and then try again then and see if they approve you for more. I always found Ebates a pain to try to get it to grow so that's what I eventually closed it.

[CreditMagic7]

Oh Yeah!

$25K Lowes card will work out just peachy

Synchrony is awesome!! Congrats!

[Anonymous]

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@CreditMagic7 wrote:

Oh Yeah!

$25K Lowes card will work out just peachy

Synchrony is awesome!! Congrats!

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Thats magic! 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

is better dealing with a human indeed! 

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Thanks! Just tried it with my eBates. No joy.

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I'd have to make something up to explain why I need an increase on a $5K credit line when I've only spent a little over $100 on the card since I got it. 

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Congrats Sapingo! That's a killer score. 

And yeah, like you Captool, I sort of dread talking to the humans because I feel the need for that kind of a story. I got my Lowe's with $3k last year and didn't end up using them for the appliances I bought. I didn't use it until this year. I asked for CLI (luv button? chat?) and got $6k but I've only put about $250 on it. I keep it in my back pocket to try when I need a 'fix'. 

Sapingo, did you have to spin a tale?

[Anonymous]

Thanks TortoiseWins.

I quickly told them, i was fixing my home and needed to upgrade my kitchen washer and dryer. the rep told me what was my income, and then asked me how much i needed in available credit. and came back in less than 5 seconds with a congrats you have 25k available credit. 

so i didnt do too much talking! 

[FinStar]

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@Anonymous wrote:

decided to take the plunge! 

applied for the lowes card and got an instant 3k approval! which made almost fell out of my chair (i was expecting 1k)

then went ahead and called credit dept thanks to yesitsme. i requested a cli via the automated messege and asked for 35k which got denied.

then i called again and asked for cust service and asked for 25k which the rep said i was approved !

25k......omg im never forgetting this day!! 

this is a milestone because adding the 25k and the 10k macys line which is merging by agust it puts me a little over 100k in total CL

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Congratulations on achieving your $100K milestones sapingo!   Great CLI on the Lowe's for sure!