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penfed approved!!!

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JcT21
Frequent Contributor

penfed approved!!!

i received a pre approved mailer a few weeks ago and didnt think id stand a chance getting approved.   curiosity got the best of me,  i just applied and was approved for a 6k SL!    they pulled equifax for me.   at the time i applied i forgot i had my reports locked.... had to go through the process of unlocking and signing the edocs which took less than 5 minutes.   anywho, i got the email saying im approved.   im shocked and extremely happy.  this will replace my current everyday card, cap1 venture one which has a 4k limit.  this 6k is my highest limit.  im 13 months into my rebuild from bk13.  this is my first time with penfed. 

 

 

pendfed.jpg

fico scores - August 2024:
TU - 733| EX - 737 | EQ - 730 |
TCL - 174K - UTIL - less than 1%
Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: penfed approved!!!

Congrats on your approval, it's a nice card. 

Message 2 of 19
CreditMagic7
Mega Contributor

Re: penfed approved!!!

Congratulations on your PenFed PCR Approval!!

Message 3 of 19
SUPERSQUID
Valued Contributor

Re: penfed approved!!!


@JcT21 wrote:

i received a pre approved mailer a few weeks ago and didnt think id stand a chance getting approved.   curiosity got the best of me,  i just applied and was approved for a 6k SL!    they pulled equifax for me.   at the time i applied i forgot i had my reports locked.... had to go through the process of unlocking and signing the edocs which took less than 5 minutes.   anywho, i got the email saying im approved.   im shocked and extremely happy.  this will replace my current everyday card, cap1 venture one which has a 4k limit.  this 6k is my highest limit.  im 13 months into my rebuild from bk13.  this is my first time with penfed. 

 

 

pendfed.jpg


CONGRATS !!!!!

They made me sign those e docs last month when i was approved last month so i guess signing those docs is part of the process wether you freeze your reports or not. 

Message 4 of 19
AverageJoesCredit
Legendary Contributor

Re: penfed approved!!!


@JcT21 wrote:

i received a pre approved mailer a few weeks ago and didnt think id stand a chance getting approved.   curiosity got the best of me,  i just applied and was approved for a 6k SL!    they pulled equifax for me.   at the time i applied i forgot i had my reports locked.... had to go through the process of unlocking and signing the edocs which took less than 5 minutes.   anywho, i got the email saying im approved.   im shocked and extremely happy.  this will replace my current everyday card, cap1 venture one which has a 4k limit.  this 6k is my highest limit.  im 13 months into my rebuild from bk13.  this is my first time with penfed. 

 

 

pendfed.jpg


Great job, Someone must have shaken the tree over there cuz Penfed has been very generous this past yearSmiley Happy

Message 5 of 19
Wavester64
Valued Contributor

Re: penfed approved!!!

@JcT21 

 

congrats.jpg






Potential Future Cards

Closed Accounts
Message 6 of 19
TheRedHat
Established Contributor

Re: penfed approved!!!

Congrats on your approval!

Last update: 6/14/2025

Goal Cards
Message 7 of 19
coreyb80
Super Contributor

Re: penfed approved!!!

Congrats on the approval!

Message 8 of 19
CreditAggie
Community Leader
Super Contributor

Re: penfed approved!!!

Congratulations on your PenFed approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (June 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 19
Elpadrino1
Valued Contributor

Re: penfed approved!!!

Congratulations on your approval!!

Message 10 of 19
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