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Very nice! Congrats!
@CreditCuriousity wrote:Congrats.. Very nice SL for Discover. Another one down, you appear unstoppable
Haha after thinking about it I will genuinely try to garden for now. I can't really justify another 1.5% cb card (even though my pride is still hurt from BofA rejecting me last summer), and none of AMEX's offerings really make sense in my mind - much to the dismay of their 2-3x per week Delta invitation packages.
I am a little bit interested in UNFCU's Visa Elite and Andrews FCU's Visa Titanium Rewards both just for extra no-FTF channels but neither of them seems worth another application since I should be fine overseas between CSP, QS, and Discover.
Once US Bank lets me CLI/PC to a Cash+, really the only cards left that I want to add to the arsenal are Chase's normal Freedom, and Ink Plus (likely try to downgrade to Ink Cash before paying a 2nd AF) but I was 5 and 6 in 24 months with CSP and FU, so with these additional cards it's definitely going to be a bit of a wait. ![]()
Awesome! Love Discover!
For me, Discover pulled Equifax for original approval, and then transunion for CLI. I'm in California.
Congrats again!
Congrats! Nice SL too ...beat mine by $1000 lol
...I did the Amex BCP because of the 6% cb on groceries, 3% on gas
Congrats! Nice SL!!!
Congrats









@Anonymous wrote:
No clue who they pulled, but if the pulls database gives an idea, I think either EQ or TU (usually get near instant TU alerts about inquiries and nothing yet, so maybe I got lucky and it was EQ).
Time to debate about AMEX and BofA for a few minutes and possibly just bite the bullet again!
Congrats on the approval! Good luck if you make it to the garden.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










@Anonymous wrote:
@Anonymous wrote:FWIW I got approved for an AMEX today, shocked and never thought it would happen. I say bite the bullet on an AMEX
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haha thanks! I'm still not sure which one would make sense yet... was thinking BCP for 6% on groceries but I need to know I will be able to use it somehow before I grab one of theirs.
Just checked their pre-qualify from an incognito Chrome tab and now it's giving me Every Day, EDP, and BCE on there.
I got the BCE. Stoked to be in with AMEX
@Anonymous wrote:Congrats! Nice SL too ...beat mine by $1000 lol
...I did the Amex BCP because of the 6% cb on groceries, 3% on gas
Thanks! yeah it's going to basically just take gas spend away from Sallie Mae for now.
BCP is the Amex I am most looking at but it's only 1% more than SM, and has an annual fee so I'm not totally convinced it's a good idea right now. If Barclays kills or nerfs Sallie Mae I will definitely jump on BCP because those 2 are basically the best for groceries as far as I am aware.