@Jccflat wrote:
since I got a target offer today on my Instacart app for the Chase Instacart card $250 credit if approved .
and i use for my business 10k a month in instacart purchases i said i’ll give it a try ,
application went to review I called the backdoor number I was told it was declined since I have a bankruptcy I asked if a reconsideration could be done he said no .
I said I do have a Chase checking account with over 25k deposits a month .
and I do have a visa Amazon of $2500 limit for two years already.
and my bk7 is 8 years old old could we we still have a reconsideration he said I’ll give it a try .
and he transferred me to a different lady i said all the above to her and was on hold 7 min she came back said i was approved for 3k
Nicely done! I have been trying to open a checking account with Chase to park some money in it for this very reason. But, when I apply, its auto declined every time. Don't even get a letter. Thought about going to a Chase branch and making my case but I'd have to do it while traveling to see a client since there are none near me. But, whatever. I burned them for less than 5k. I'd cut them a check today if they accepted repayment.
Fico Scores: F9 EQ 791 TU 803 EX 781 (Oct 2024 updated)
Virtually slap me if I apply for anything else before August 2026 and remind me I'll never get my U.S. Bank Altitude Reserve Visa Infinite (USBANK retired this card this card in 2024).
In garden from July 27th 2024 to August 2026.
New Accounts: 6/12 11/24. DTI less than 5%. TCL Personal 333,163. Auto loan: SETF (estimated) initially owed 47000 / Current 32000 owed @ 60 months / 3.75% / April 2023 origination
