Let me tell you what happened. A few months ago, I got a soliciting letter from Capital One, saying that Transfer up to 20K at 5.99% for life. I took the offer and applied online for $5k BT. Strangely, it turns out I got $7.2k in CL, but with 0 % APR (for last 2 statements). I am not sure how long it lasts, but I don't think I will have huge problem to pay the balance off within next several months. Is there anyone who have had the same/similar experience? I have 757 EQ, 742 EX, and 674 TU (TU somehow keeps a collection which was cleared with EQ/EX a few years ago, and I disputed it).
