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0% APR options

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OmarGB9
Community Leader
Super Contributor

Re: 0% APR options

Best Buy has ongoing 0% deferred interest offers on appliances depending on purchase amount.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 11 of 13
OmarGB9
Community Leader
Super Contributor

Re: 0% APR options

Best Buy has ongoing 0% deferred interest offers on appliances depending on purchase amount.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 12 of 13
Citylights18
Valued Contributor

Re: 0% APR options

I probably wouldn't go the store card route unless you've got a larger project with them to finance.

 

Getting a regular 0% credit card will get you cash back/rewards that you can put to use. There are some exceptions to this. I have a Lowe's Business Card with a statement credits and 5% cash back the first 3,000 spent. I'm always a fan of building a purchase around an SUB. If whatever I buy runs me past the SUB I don't get it or try to app for another card to place it on.

 

Ideally stack 0% APR debt with loans on a checking line of credit to keep your overall monthly payments down.

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Message 13 of 13
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