1996 Target Card Holder

[DI]

Here's my story.  I remember apping and receiving a Target Store card in 1996 around age 17 or 18.   I think it was around 2000 when my card automatically converted to a Target Visa.  Why I haven't caught this a long time ago who knows?  I noticed my Target Visa card says cardmember since 2000.  If I opened my Target store card in 1996, should my Target Visa  and credit reports say 1996?  I did not app for the Target Visa in 2000.  I apped for a Target store card in 1996.

I sent Target an email and I'm waiting for a positive reponse.  I hope they be like AMEX and change it because I think I am correct.  If not, I will have to go the extreme and seek BBB.  Your thoughts appreciated. 

[Anonymous]

Sounds like they closed your store card and opened a new card to "upgrade" you to the visa.

[addicted_to_credit]

i am thinking when your card converted they closed out your "store card" for the visa so it would have been a new account and I will assume the acct #'s are different as well?? I am basing this on various other post I have read through the last couple of years but you never know YMMV

[DI]

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@kilpela wrote:

Sounds like they closed your store card and opened a new card to "upgrade" you to the visa.

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If that's what they did, they pulled the same crap US Bank did.  I hope they quickly correct it.  I would hate to see this escalate. 

[DI]

I just did some research.  The Target Store Card was first introduced in 1995.  The Target Visa was introduced in 2001.  So I guess, I'm off by one year when my card became a Target Visa.  Now, I'm really confused why my card is saying member since 2000.  There's an error somewhere. 

[tengtengvn]

It sounds the same to me.

Everytime the lenders sell my student loans to another lenders. I got "new" accounts on my credit report and I can't do anything abou that.

[DI]

If they do not back date me to 1996 automatically, I know how I'm going to approach this.   I'll begin with reminding them the history of when the cards were introduced.   And since this was 15 years ago,  I am going to raise doubts about the accuracy of their records. 

[DI]

One more note.  When I received the Targt Store card, they automatically sent me a Marshall Fields card.  I need to find out when Target aquired Marshall Fields. 

[Anonymous]

DI,

Do you really have to start **bleep** with every company that issues you a card?

[DI]

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@Anonymous wrote:

DI,

Do you really have to start **bleep** with every company that issues you a card?

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Thanks for asking that question.  If there's an error then yes.  I don't let things get sweeped under the rug.  If it affects my credit and cost me money, absolutely I'm going to make an inquiry with the company.  I worked too hard to maintain my long credit history.  I'm not going to let an error with any of my cards I carry go unnoticed.