2012 Blacklist Thread

[afbar1114]

I though I would open a new thread and tell you what has happened to me. I charged off HSBC, CAP1, and GE. Paid them all in full and was able to open new accounts with all of them

[Anonymous]

What did they do with the COd & paid accounts?  Still reporting or deleted?

[LIGHTNIN]

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@afbar1114 wrote:

I though I would open a new thread and tell you what has happened to me. I charged off HSBC, CAP1, and GE. Paid them all in full and was able to open new accounts with all of them

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Hi afbar1114,

You may want to include the date of CO and the dates PIF, because that could make a difference.

[Anonymous]

Cap 1 won't give me a credit card because I included them in my bk for one cc and two auto loans.

[Creditaddict]

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@Anonymous wrote:
Cap 1 won't give me a credit card because I included them in my bk for one cc and two auto loans.

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Give it some time and they will... but do the pre-approval with them, if it's not offered I would not apply.

[sjt]

I know Amex blacklists but will take you off once you pay them. Im wondering if Chase and Citibank does the same?

[JenniferinFL]

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@sjt wrote:

I know Amex blacklists but will take you off once you pay them. Im wondering if Chase and Citibank does the same?

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I'm blacklisted from GE..  Had several accounts with them that had $0 balance when I filed for bankruptcy, but one stupid JCP card with under a $300 balance. (Think it was right around $100)

If I could pay off that balance and get off the blacklist I would be thrilled.. lol

[sjt]

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@JenniferinFL wrote:

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@sjt wrote:

I know Amex blacklists but will take you off once you pay them. Im wondering if Chase and Citibank does the same?

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I'm blacklisted from GE..  Had several accounts with them that had $0 balance when I filed for bankruptcy, but one stupid JCP card with under a $300 balance. (Think it was right around $100)

If I could pay off that balance and get off the blacklist I would be thrilled.. lol

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ow long has it been since you filed your BK?

[Tommy5746]

I have heard that Macys is reallly hard on blacklisting.. I hear once you burn them they are very difficult to get back with..

[JenniferinFL]

3 years, so pretty recent.

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@sjt wrote:

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@JenniferinFL wrote:

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@sjt wrote:

I know Amex blacklists but will take you off once you pay them. Im wondering if Chase and Citibank does the same?

---

I'm blacklisted from GE..  Had several accounts with them that had $0 balance when I filed for bankruptcy, but one stupid JCP card with under a $300 balance. (Think it was right around $100)

If I could pay off that balance and get off the blacklist I would be thrilled.. lol

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ow long has it been since you filed your BK?

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