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2017 means new cards!

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Creditplz
Valued Contributor

2017 means new cards!

Hey everybody! Sooooo just checked my scores and I'm now at 769 EX Fico 8 , with all others above 750.. long ways from the 410 I was this time last year.


Anyways! Which cards should I get in 2017?. I'm looking to travel and I'm not sure what is better Citi Prestige or CSR... so I'm asking for your input 😂

Also I just want to know what the highest "luxury card" limit was that you guys have heard about! My friend showed me a 60k limit on his Smiley Surprised!!

Message 1 of 22
21 REPLIES 21
Anonymous
Not applicable

Re: 2017 means new cards!

Too late for CSR now... you missed the 100k bonus. It's still a good card compared to AMEX plat. 

Some people have crazy limits. Don't worry about it. Just pay your balance on time. 

Message 2 of 22
bettercreditguy1
Established Contributor

Re: 2017 means new cards!

Only you have that answer. Apply for a card or cards you will use for your lifestyle. If You travel, get a travel card, etc. There are no right or wrong cards. Good luck in your journey.

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 3 of 22
thummel
Established Contributor

Re: 2017 means new cards!

Didn't chase close your accounts with them last year? Would be surprised if you were able to pick up a CSR, but I wouldn't bother now that they nerfed the bonus. There's better options for that much of an annual fee right now.
Message 4 of 22
Anonymous
Not applicable

Re: 2017 means new cards!


@Anonymous wrote:

Too late for CSR now... you missed the 100k bonus. It's still a good card compared to AMEX plat. 

Some people have crazy limits. Don't worry about it. Just pay your balance on time. 


100K is still available in branch, if you are under 5/24 (and get approved)

Message 5 of 22
wasCB14
Super Contributor

Re: 2017 means new cards!


@Creditplz wrote:
Hey everybody! Sooooo just checked my scores and I'm now at 769 EX Fico 8 , with all others above 750.. long ways from the 410 I was this time last year.


Anyways! Which cards should I get in 2017?. I'm looking to travel and I'm not sure what is better Citi Prestige or CSR... so I'm asking for your input 😂

Also I just want to know what the highest "luxury card" limit was that you guys have heard about! My friend showed me a 60k limit on his Smiley Surprised!!


 http://ficoforums.myfico.com/t5/Credit-Cards/Amex-Platinum-500-000-in-spending/td-p/4823898/page/4

 

Amex employee Pooka89 mentions seeing a $1M CL revolver.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 6 of 22
Anonymous
Not applicable

Re: 2017 means new cards!

I've seen a $64K limit on a CSR here..

Having high limits is cool and all but what's better is paying on time and getting the best rewards you can.
Message 7 of 22
wasCB14
Super Contributor

Re: 2017 means new cards!


@Anonymous wrote:
I've seen a $64K limit on a CSR here..

Having high limits is cool and all but what's better is paying on time and getting the best rewards you can.

Having big limits is a lot more fun when you're doing things that actually require them! A $50k CL doesn't seem much to brag about if all a person does with it is spend $50 a month at Target.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 8 of 22
Themanwhocan
Senior Contributor

Re: 2017 means new cards!


@wasCB14 wrote:

@Anonymous wrote:
I've seen a $64K limit on a CSR here..

Having high limits is cool and all but what's better is paying on time and getting the best rewards you can.

Having big limits is a lot more fun when you're doing things that actually require them! A $50k CL doesn't seem much to brag about if all a person does with it is spend $50 a month at Target.


I don't always spend $50 a month at Target. But when I do, I prefer to get 5% cash back with my REDcard.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 9 of 22
Anonymous
Not applicable

Re: 2017 means new cards!


@Themanwhocan wrote:

@wasCB14 wrote:

@Anonymous wrote:
I've seen a $64K limit on a CSR here..

Having high limits is cool and all but what's better is paying on time and getting the best rewards you can.

Having big limits is a lot more fun when you're doing things that actually require them! A $50k CL doesn't seem much to brag about if all a person does with it is spend $50 a month at Target.


I don't always spend $50 a month at Target. But when I do, I prefer to get 5% cash back with my REDcard.


HA! This sounds like The Most Interesting Man In The World commercials for Dos Equis. 

Message 10 of 22
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