Guessing you were at 30 or 20% util before and went below 10% utilization thus the score boost? Correct me if I am wrong.. My EQ/EX is at 13%.. Tempted to get a new card to lower it as I cant lower it by paying it down.. CO account thus stuck with that reporting.... Catch 22... I can pay it but it will kill my fico or hope it falls off in a few years...Thus apply and get another 10k line and drop my utilization below 10% for a score boost, not as big as yours but guessing 20 points.
