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3rd Chase Ink Card - What to get next?

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SouthJamaica
Mega Contributor

Re: 3rd Chase Ink Card - What to get next?


@bearhawks1 wrote:

I made a post awhile back detailing my journey so just wanted to give an update :

 

9/17/21:

Chase Freedom Flex - $21,000 SL

-I got the 30 day message when I first applied, so I called the recon line in order to get the approval. It took over 30 days to finally get a response from Chase that I was approved. I was estatic finally getting my first Chase card.

10/23/21

Chase Sapphire Preferred - $24,400 SL

-I kind of applied for the CSP on a whim and was surprisingly approved right away.

12/7/21

Amazon Prime Rewards - $15,000 SL

-I also got the 30 day message for this card, but a few days later got the approval message. I didn't need to call the recon line at all.

 

At this point I thought that I might be opening cards to quickly, and was advised by this community to wait at least 3-6 months between opening cards. Before getting my first Chase card I made it all the way down to 1/24. After getting the Amazon card I was at 4/24 and figured I should take a shot at getting some business cards before I hit the 5/24 mark again. 4 months had passed since first getting the Flex card, so I figured they wouldn't be closing my card after the fact due to me opening more Chase cards so close together.

 

1/15/22

Chase Ink Cash - $7000 SL

-I had just started establishing business credit in November and got 2 BOA business cards to start out in December, along with the Amex Business Platinum. Since I was finally getting approved for business cards I figured I should take a shot at this. Originally I got the 30 day message in an email after applying, but got a follow up emailing telling me I was approved a day or two later.

 

2/9/22

Chase Ink Unlimited - $12,000 SL

-At this point I feel like I'm really pushing it with opening my 5th Chase account in 5 months. This was the first one that I opened less than a month following the previous Chase card.

 

7/25/22

Chase Ink Preferred - $23,000

-After a few denied applications (reason given was high inquiries, recent card open with chase, and high balanceo on chase cards) I went ahead and paid off my two Ink cards that I was using the 0% interest on, and got some iquriries removed from my reports. I applied, and got a letter saying they need to verify my info due to a fraud alert on my report. I called and over the phone was able to get approval finally for a much higher limit then my first two Ink cards.

 

My question now is, what to do next? I got all 3 ink cards and the Chase personal cards I mainly wanted but still sit at 4/24. In January I will drop to 3/24. What last chase cards should I target before going on an app spree with other companies and leaving the days of 5/24 in the past?


Also, you might want to change the heading to something like "6th Chase Card - What to get next?"


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




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