5/24 rule question

mikesonthemend · ‎06-25-2019

I guess this question applies to all lenders with a rule regarding x accounts within y months.

Do AU accounts factor in?

Thanks.

edit: typo

Living through Darwinism is so much worse than learning about about it in school.

K-in-Boston · ‎06-25-2019

For Chase, absolutely. There have been some reports of successful reconsideration calls if 1 single AU account causes you to be AT 5/24.

Remedios · ‎06-25-2019

Yes. All revolving accounts do. Some people were able to recon denial based on single au account, but I would not count on it

mikesonthemend · ‎06-25-2019

Thank you, both!

Living through Darwinism is so much worse than learning about about it in school.

851 · ‎06-25-2019

Let's say that husband and wife open separate accounts, each using the 5/24 up on different Chase cards. Could you add one another as AU a few months after 5/24 apps are reached?

Remedios · ‎06-25-2019

@851 wrote:
Let's say that husband and wife open separate accounts, each using the 5/24 up on different Chase cards. Could you add one another as AU a few months after 5/24 apps are reached?

Yes