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Did you just avoid the forum for 6 month's?
Didn't want apps on the brain?
@Duncanrr wrote:
Its been one hell of a 15 month period. In order in which I got them (all successful apps - no denials since i started rebuild), 1. Cap1 secured, 2. WF secured, 3. AMEX Zync (NPSL), 4. AMEX Delta, 5. Walmart Discover, 6. Chase Amazon visa, 7. Chase Freedom, 8. NFCU Flagship Siggy, 9. AMEX BCP, 10. Discover It; and 11, Barclay Arrival WMC (AF version). Going on a streak of 11/11.
Can I ask other than the CSP why would you want anymore cards? Your present collection is pretty impressive other than the secured cards. You have the freedom so the freedom CSP combo is a must have. Unless you are going for some of these cards for the sign up bonus. I have two citi cards the WEMC and TYP and the rewards are nothing to write home. With the cards you have you can raise those limits and have a sizeable credit lines. WIthout affecting your AAOA and lowering your Util if necessary.
Welcome back, I just got back as well...
Took about a 6 month break to keep my reports clean.
@ezdoesit wrote:
@Duncanrr wrote:
Its been one hell of a 15 month period. In order in which I got them (all successful apps - no denials since i started rebuild), 1. Cap1 secured, 2. WF secured, 3. AMEX Zync (NPSL), 4. AMEX Delta, 5. Walmart Discover, 6. Chase Amazon visa, 7. Chase Freedom, 8. NFCU Flagship Siggy, 9. AMEX BCP, 10. Discover It; and 11, Barclay Arrival WMC (AF version). Going on a streak of 11/11.Can I ask other than the CSP why would you want anymore cards? Your present collection is pretty impressive other than the secured cards. You have the freedom so the freedom CSP combo is a must have. Unless you are going for some of these cards for the sign up bonus. I have two citi cards the WEMC and TYP and the rewards are nothing to write home. With the cards you have you can raise those limits and have a sizeable credit lines. WIthout affecting your AAOA and lowering your Util if necessary.
1. CSP for obvious reasons as it works well with Freedom and will allow me to convert my points on Freedom to higher value points associated with CSP.
2. SPG - I do a good bit of travel for work and personal time. Im thinking of this or maybe the Citi HH card. Reason I like the SPG is that I have my AMEX cards backdated to 1992.
3. Citi card for HH honors or co-branded airline card (depends on job situation and whether I need to adjust my normal airline carrier.
4. LOC/NFCU because of the insane limits and low APR.
My current AAoA is 10 years with some 38 accounts. A couple cards will not do anything to hurt it and the AMEX cards actually helps it. I'll be dropping the secured cards come June 2014. My current limits are pretty good: NFCU (25k), BCP (8.4k), Discover (7.8k), Arrival (5k), Walmart (7.1k), Amazon (2.5k), Freedom (1.5k), Delta (6k), Cap1 (1.3k); and WF (800
).