My other two scores were in the 700s. Equifax was 684 when I began, then creeped up to 694, now that I got a BoA Amex transfer up to $15,000 AND paid down another $5,000 my EQ score went up to 713!!! :-) BoA must be reporting...
Alert: Your FICO® score has exceeded your target score of 695
Score Watch alert/Changes to your FICO® Score
Your FICO® score has gone up to 713 on March 5, 2008.
Target score alert: Your FICO® score has exceeded your target score of 695.
Interest rate alert: Your new score of 713 may qualify you for a new interest rate of .Rate as of March 5, 2008 for a hloan .Your FICO score may have gone up because the following 2 factors are not hurting your FICO score as much as before:
- The amount owed on your revolving accounts is too high.
- The amount owed on your revolving accounts is too high.
Changes to your credit report
Your FICO® score went up on a day when there were no credit alerts on your Equifax Credit Report™. This can happen if:
- The balances on one or more of your credit accounts decreased. In general, less debt is better for your score.
- The credit limit on one or more of your credit accounts increased. Larger credit limits tend to help your FICO® scores if your balances remain the same.
- Negative information on your credit report, such as a bankruptcy, collection, or record of a late payment, was removed because it was more than 7 years old (or 10 years old in the case of a bankruptcy).
- Negative information on your credit report is not harming your FICO® score as much as before because it is now older. Past negative credit behavior, like missing payments or defaulting on loans, are offset over time by more recent history of credit responsibility.
WTG!! 
Congrats techgirl! Now don't get nosebleed.
You said it - yeah us!!!! Next goal??? above 760 across the board - keep paying off those ccs
Next goal??? above 760 across the board - keep paying off those ccs LOL!!! Congrats on the score!
Sylviatob wrote:Congrats techgirl! Now don't get nosebleed.
Yeah Baby, Super Duper Congrats Go Out To You....
I just love reading post like theses..... Congrats To all New 700 club members
Now that's What I'm Talkin About!!!!
