754 Equifax Score... Can't seem...

Anonymous · ‎10-10-2008

...to find any good database that seems up to date. I don't want an inquiry on TU or EX. My EQ score is 754... Almost perfect report too. I want to apply for a CC that'll almost 100% run EQ. I'm in NJ..

Anyone got any ideas?

ficonovice · ‎10-10-2008

I think Citi would be a good place to apply..

Rust never sleeps and neither does my fico score...

Anonymous · ‎10-10-2008

For me GEMB (Chevron/Texaco) and Best Buy (store card) both ran EQ, I am in So Cal.

Anonymous · ‎10-10-2008

Most CU's pull EQ, exclusively. With a 754, you should get a healthy CL.

Anonymous · ‎10-10-2008

Go credit union.
Better than taking a chance on the other 2 scores if you don't want inquiries there.
I'm in PA and Citi pulled TU for me every time except for limit increases.

lisac · ‎10-10-2008

gemb here in pa. my credit union (police & fire) pull ex not eq

Message Edited by lisac on 10-10-2008 09:22 AM

smallfry · ‎10-10-2008

I'm in NJ myself. Chase Citi and BofA pull Experian. The only sure Equifax pullers would be credit unions. Try Pentagon Federal.

Anonymous · ‎10-10-2008

PenFed and Justice are the best CUs in my opinion.
Especially Penfed if you find my thread here about them

Most CUs will pull EQ it seems but some do pull EX and some pull more than 1. My local CU pulls EX but Penfed, Justice and others are EQ strictly. Nasa seemsm to pull EQ to open an account but some people have been pulled on all 3 by them. Gwinnett is EQ but if you're not in Georgia then it's a waste to try. Or at least close so you can go into the branch and sign the papers.