833 FICO and getting Turned down on Cash Back Cards

[coldfusion]

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@Horseshoez wrote:

Sorry @Anonymous, you totally lost me.  Personally I'm advocate of simply having a few "Rewards" cards, using them and paying them off.  Playing games with applying, opening, and then closing card after card after card is just way too much work and equally too time consuming for me to bother with. 

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For a while it was a very lucrative venture when combined with MS.  To a large part the top card issuers have managed over the last 3 years or so to make it a lot more difficult.

[Horseshoez]

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@coldfusion wrote:

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@Horseshoez wrote:

Sorry @Anonymous, you totally lost me.  Personally I'm advocate of simply having a few "Rewards" cards, using them and paying them off.  Playing games with applying, opening, and then closing card after card after card is just way too much work and equally too time consuming for me to bother with. 

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For a while it was a very lucrative venture when combined with MS.  To a large part the top card issuers have managed over the last 3 years or so to make it a lot more difficult.

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I guess "lucrative" is a relative term.  My time is valuable, and screwing around for a few hundred dollars here and there is not worth my time.

[babygirl1256]

Greetings johnnytuinals ~ Welcome to the forum . . . No, I'm not doing what you are doing . . . I'm building a credit history with the 8 cards that I have.

[longtimelurker]

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@Horseshoez wrote:

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@coldfusion wrote:

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@Horseshoez wrote:

Sorry @Anonymous, you totally lost me.  Personally I'm advocate of simply having a few "Rewards" cards, using them and paying them off.  Playing games with applying, opening, and then closing card after card after card is just way too much work and equally too time consuming for me to bother with. 

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For a while it was a very lucrative venture when combined with MS.  To a large part the top card issuers have managed over the last 3 years or so to make it a lot more difficult.

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I guess "lucrative" is a relative term.  My time is valuable, and screwing around for a few hundred dollars here and there is not worth my time.

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Well, for those getting in heavy in MS in the good old days. it could be well over $100K a year (and you could persuade yourself it wasn't THAT much work!)   That's much more MS than sign up bonus, which I agree isn't going to be game changing.