After only one year of owning the portfolio, Capital One has decided to include Walmart Store cards into their CLD-a-poolza.
What's interesting is they cited a two-year spending pattern and I have averaged about $400 /mo in grocery spending. They dropped me 4,000 from to 7K to 3K. Booooo!
Oh well. My favorite part is the statement "...while providing flexibility for future spending." We clearly have different ideas as to what that 'flexibility' looks like. 
Mine sits at 7K from Synch and the most I use it is maybe avg 100 a month, its gone if they CLD it even though its nearly 10 years old now, not going to play their games... I would suggest everyone who gets hit complain to the Walmart exec offices...
Kinda unrelated--but here where I'm at in Virginia Capital One has started closing bank branches again. They closed one of the two in my town and one about 5 miles further up the road. They must really be hurting right now.
BUSINESS 
I believe Cap One took over the Walmart account and made it worse. I know Sync made cli easy to get, which helped many with utilization, a good trade off for the horrendous apr but even people who spend alot there cant get even $100 increases. Speaking for myself only, how they were with this account definetly turned me off to having other C1 cards, if i could get one that is
@Life_take2 wrote:After only one year of owning the portfolio, Capital One has decided to include Walmart Store cards into their CLD-a-poolza.
What's interesting is they cited a two-year spending pattern and I have averaged about $400 /mo in grocery spending. They dropped me 4,000 from to 7K to 3K. Booooo!
Oh well. My favorite part is the statement "...while providing flexibility for future spending." We clearly have different ideas as to what that 'flexibility' looks like.
Well, from their viewpoint, if you spend $400 a month, a $3K limit certainly allows for ample growth in your spending! (over 7x still just paying once a month). YOUR utilization concerns are not theirs.