A little question on Cred.ai

[xellos2099]

I got some question on Cred.ai. I sign up for it and put $25 to the checking to it and it show I have $500 credit being report to the big 3 back on Feburary when I start my credit card journey. I don't actually use it but the extra $500 report help with my total usage. Should deposit more to the checking account incrase the the credit reported? Also, does getting the cred.ai count as the 5/24 or no

[sznthescore]

Not sure of the specifics on the card itself... However, ANY new account opened in the last 24 months will count towards the 5/24.

[xellos2099]

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@sznthescore wrote:

Not sure of the specifics on the card itself... However, ANY new account opened in the last 24 months will count towards the 5/24.

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It technially is a debit card, you can only spend as much as you put in, but it get report to credit agency