A test- Whats wrong with this picture? Take your time

[Anonymous]

Date Opened: 08/2007 Reported Since: 11/2006 Date of Status: 12/2007 Last Reported: 12/2007 Type: Revolving Terms: NA Monthly Payment: $10 Responsibility: Individual

[SmartCookie]

Reported before it was open. Do we win cheezy poofs????

[Anonymous]

YOU WIN AN ATTA BOY!!!!!

So doesthis account get a 1 year hist this month?  LOL!!!

[Anonymous]

Really freaked me out!!!  I thought it was one of my older accounts reporting a newer opening date but its a new account reporting an older reporting date. 

Any guesses if this account has a year age instead of 4 mos?

[Anonymous]

Wow, how are you going to handle that? Which date does FICO use in their claculations?

[Anonymous]

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jaybee wrote:

Wow, how are you going to handle that? Which date does FICO use in their claculations?

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I have no idea. I know 6 mos of good history but since some accounts don't report a 0 balance are they using the reporting date or the open date...we shall see.

[SmartCookie]

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Brammy wrote:

YOU WIN AN ATTA BOY!!!!!

So doesthis account get a 1 year hist this month?  LOL!!!

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But I am having a wicked craving for cheezy poofs!  LOL thanks... didn't realize this was an actual account.  I was going to ask you that...I'm a lil stumped because I think you might get account age off of this but I'm not sure... if I had to bet I'd say no, that it's by account opened date... but... you know?

Message Edited by SmartCookie on 12-05-2007 08:52 PM

[Anonymous]

O yeah I know, thats where I am confused..lol!!!  If they use the reported since date I will be wicked happy!!!

[Anonymous]

LOL!  I am deprivng my kid of a chilhood!!! I asked him to look at it and he figured it out immediately, he's 14...lol!! Time to go out and toss the ball around!!!

[Anonymous]

That's what happens when you do 88 miles an hour in a DeLorean...