They pull EQ VS4. They have no mobile app if that matters to you, and I know of at least one person(don't remember who) who reported on here an issue with not being able to redeem the cashback because it is applied as a statement credit and they pre-pay their statement balance, so they had to call in each month and do it manually.
The card appears to be much more sensitive to inquiries/new accounts than Commenity is typically known for.
It's not just EQ. They pull EX as well. It's about a 30/70 split on whether they'll decide to pull EX vs EQ.
@credit8502020 wrote:Hi All,
I hope this post finds you well. Can anyone share with me their experience with the ?
How was the application process?
Which bureau did they pull?
Did they request documents during the application process?, etc.
Is the cash back redemption process simple?
Is there any category that will not get the 5% cash back?
Thank you in advance for your feedback
I got the Travel Advantage version. Application was easy, approval was instant, they pulled EQ, their cash back redemption is simple (but I've had trouble with redeeming on the web site).
On the Daily Advantage card, 5% cash back only applies to groceries. Travel, dining, gas/ev, and AAA all get 3%. Everything else is 1%.
On a side note, I was just approved today for the Travel Advantage with an Experian pull.
@credit8502020 wrote:
@northway wrote:On a side note, I was just approved today for the Travel Advantage with an Experian pull.
@northway Thank you for that new data point! When did you apply for and get the Daily Advantage card?
I never went for the Daily Advantage. You're only allowed to have one or the other. DPs are the same for either card though.