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disney2
Regular Contributor

AAA cards

Do the AAA cards vary by location?  I'm in Georgia and the only card I see available is the Cashback Visa Signature card with US Bank.  I don't see the Travel Advantage card at all.

Message 1 of 19
18 REPLIES 18
ptatohed
Senior Contributor

Re: AAA cards


@disney2 wrote:

Do the AAA cards vary by location?  I'm in Georgia and the only card I see available is the Cashback Visa Signature card with US Bank.  I don't see the Travel Advantage card at all.


That is what I have concluded.  I think I read that the T.A. card is available primarily in the NorthEast.

 

https://mwg.aaa.com/credit-and-identity/credit-card

 

 

 

 

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Message 2 of 19
Jeffster1
Valued Contributor

Re: AAA cards

Yes...the various regional AAAs operate independently under the AAA umbrella. Some offer the AAA card by a Comenity and some offer the AAA card throgjh USBank.

0% utilization
FICO 8 EX 839 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 10K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K
Message 3 of 19
SouthJamaica
Mega Contributor

Re: AAA cards


@disney2 wrote:

Do the AAA cards vary by location?  I'm in Georgia and the only card I see available is the Cashback Visa Signature card with US Bank.  I don't see the Travel Advantage card at all.


Yes it does seem to vary by region.

But it could also be that you're logging in to the wrong region's website.

So first be sure you know which region your membership is in. Then log in to their website. And then proceed from there.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 19
coldfusion
Credit Mentor

Re: AAA cards


@SouthJamaica wrote:

@disney2 wrote:

Do the AAA cards vary by location?  I'm in Georgia and the only card I see available is the Cashback Visa Signature card with US Bank.  I don't see the Travel Advantage card at all.


Yes it does seem to vary by region.

But it could also be that you're logging in to the wrong region's website.

So first be sure you know which region your membership is in. Then log in to their website. And then proceed from there.

 

 


It isn't hard to connect to any given regional site if you know an appropriate zip code and its correct state, but logins aren't federated across regions.  As an example I can log onto the Northeast site but not the Auto Club Group (southeastern US) site. 

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
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$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 5 of 19
SouthJamaica
Mega Contributor

Re: AAA cards


@coldfusion wrote:

@SouthJamaica wrote:

@disney2 wrote:

Do the AAA cards vary by location?  I'm in Georgia and the only card I see available is the Cashback Visa Signature card with US Bank.  I don't see the Travel Advantage card at all.


Yes it does seem to vary by region.

But it could also be that you're logging in to the wrong region's website.

So first be sure you know which region your membership is in. Then log in to their website. And then proceed from there.

 

 


It isn't hard to connect to any given regional site if you know an appropriate zip code and its correct state, but logins aren't federated across regions.  As an example I can log onto the Northeast site but not the Auto Club Group (southeastern US) site. 

 


Of course it's not hard. But if you are searching for the credit cards, before entering the correct regional site, it's more likely than not you'll wind up on the wrong regional site for you, and then you might get the sense that you're ineligible for a card for which you are in fact eligible.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 6 of 19
disney2
Regular Contributor

Re: AAA cards

That's the problem.  I went to the site for the Comenity card but was told to put in my zip code.  I didn't know it was regional so I entered my real zip code and it took me to the US Bank one.  If I use a different zip code would I be able to apply for the other card?

Message 7 of 19
SouthJamaica
Mega Contributor

Re: AAA cards


@disney2 wrote:

That's the problem.  I went to the site for the Comenity card but was told to put in my zip code.  I didn't know it was regional so I entered my real zip code and it took me to the US Bank one.  If I use a different zip code would I be able to apply for the other card?


1. First step: forget about the credit cards. Just try to find out what AAA region you're in, and then go to its regional site.  You can find out here: https://www.aaa.com/stop/

And it will take you to the correct site.

 

2. Second step: once you're on your correct AAA regional site, then > Loans & Banking > Other Products > AAA Visa Signature Credit Cards ... or there might be a different but similar setup...  or you could just do a search for "credit cards"

 

Then you'll find out which of the credit cards are available in your region.

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 19
disney2
Regular Contributor

Re: AAA cards

I did it both ways and that's how I know the US Bank one is in my region but I don't want that one.  I like the SUB and rewards from the other one more.

Message 9 of 19
SouthJamaica
Mega Contributor

Re: AAA cards


@disney2 wrote:

I did it both ways and that's how I know the US Bank one is in my region but I don't want that one.  I like the SUB and rewards from the other one more.


OK. Sorry.

 

I don't even know how to find out what that US Bank card is like. Every link I try forces me back to my own region and my own choice of cards Smiley Happy

 

Update: OK yeah I think I found a description of it here:

https://www.bestcards.com/credit-cards/aaa-dollars-plus-mastercard/

Yeah I don't think that card would work for me either. It doesn't have the

5% on gas; gives only 2% on gas and groceries, and no bonus points for dining. Has the same

3% on travel and AAA purchases. (Who cares about 3% on AAA purchases? I think I spend around

$100 year on AAA.) And it sounds like there isn't even any cash redemption for the rewards points.

Yuk.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 10 of 19
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