Hello all, here goes...
I've just recently, in the last month or so, begun trying to rebuild w/CCs and caring about scores. I've had small personal/holiday loans from my CU, and last year I financed my new car thru my CU. Well, last month I applied for a Zync and was denied. Called to recon and was told to try back in a few months, but work on some baddies on EX and on getting my scores up. I stopped messing around and went straight for a BofA secured, which I was approved for and have had for one month.
I've gotten to work on EQ, having a baddie that wasn't mine removed, and EQ is clean now. TU also has that same baddie, so I will have to get that removed. EX and TU also share two baddies that will fall off Jan 2012 and April 2013. I plan to try and PFD both to get them out sooner. I've just applied for a PSECU checking account to help with my EX score watch and will plan on how to attack TU.
That brings us to today. I get home from work and I see something I haven't seen for a bit. In the mail, I have an invitation to AAA rewards Signature Visa, offered by FIA, the same company I got my secured card from. Its got an invitation code and is calling my name. Has less than a month with my secured and my EQ cleansing helped me that much or is it something else that may have triggered this invite?
On my EX, I have a hard IQ from Amex, BofA, and now PSECU, so I don't want another if I don't have a good shot at getting this card. This board gives great advice, I'd like to hear thoughts. Thanks in advance.