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I just saw this card from Amalgamated Bank of Chicago....APR as low as 13.65%, no annual fee, no late fees and 12 months 0% APR.
I was just wondering about it and wondered if anyone in the forums has this card.....I did a search on the forum, but the only posts were old.
I don't have much to offer other than I just applied online and got "you will hear from us in approximately 14 days." I'm curious if others have input.
What is the appeal of this card? apr is high, 1 point per dollar spent, but what are the points worth? it has a foreign transaction fee, etc.
I don't see why this card is useful, other than for a signup bonus.
@B335is wrote:I don't have much to offer other than I just applied online and got "you will hear from us in approximately 14 days." I'm curious if others have input.
I didn't apply, but was wondering about them.....I knew that this bank was started by the Amalgamated Clothing Workers Union and that they also offer credit cards with better terms exclusively for Union members, but don't know much about them.
so i was just wondering if any of you ever applied? i applied out of curiosity and now they are offering 0% for 12 months.. i got the same message you will hear from us in 2 weeks.. so i searched for a way to find application status and came up with a phone # for the bank of 312-822-3000.. rep who answered said response could take up to 30 days and theres no way to check response is only by mail... ok then lol
@Anonymous wrote:so i was just wondering if any of you ever applied? i applied out of curiosity and now they are offering 0% for 12 months.. i got the same message you will hear from us in 2 weeks.. so i searched for a way to find application status and came up with a phone # for the bank of 312-822-3000.. rep who answered said response could take up to 30 days and theres no way to check response is only by mail... ok then lol
Thanks for testing the waters on this one and sharing what you learned so far.
Keep us updated.
Hopefully they like to build new card customers and dispense high lines out of the gate too.
I asked about this card a couple of years ago.
Finstar and a couple of others had a bit of knowledge.
The consensus was ?..meh...
no problem will do!
2 years ago lol . guess we'll see!