Recently did a prequalified for both Newegg and ABT. One offered a slightly higher SL. Also tried for Verizon Visa which offered the highest SL.
Im looking for any personal experiences of ABT or Newegg? I'm curious about the CLI for each of them.
Definitely would like Newegg as I look to eventually build my own gaming PC for my children long term, and the fact Newegg offers components for sales (CPU, GPU, memory, motherboards, etc) makes it even of more interest.
But if the CLI is stagnant then it's no need to apply for it if it won't grow overtime. But I'm enticed by the interest free offers they have available.
@YoungMoney06 wrote:Recently did a prequalified for both Newegg and ABT. One offered a slightly higher SL. Also tried for Verizon Visa which offered the highest SL.
Im looking for any personal experiences of ABT or Newegg? I'm curious about the CLI for each of them.
Definitely would like Newegg as I look to eventually build my own gaming PC for my children long term, and the fact Newegg offers components for sales (CPU, GPU, memory, motherboards, etc) makes it even of more interest.
But if the CLI is stagnant then it's no need to apply for it if it won't grow overtime. But I'm enticed by the interest free offers they have available.
Newegg and ABT are both through Synchrony. Having said that the ABT card looks like a Synchrony Home card while the Newegg card is a traditional store card just for Newegg. The Home card is much like my Synchrony Car Care card in that I can use it at more than just one place. Either way as long as you make payments and your credit score (VS4.0 for Sync) is decent you can grow either card fairly easily and quickly. Not sure about the Home card but generally Snyc cards cap out at $10,000 limits with softpulls unless you call their overseas credit solutions department and ask for more. The Lowe's card is one exception to this rule and it caps at $35,000.
How I have never heard about ABT until now I don't know but I have been using Newegg for over 20 years now and their card is useful to me.
Of note it may be possible to use the Home card at Newegg anyway...My Car Care card works at Summitracing.com and Summit also has their own Summit card through Synchrony. This is something you'll need to confirm though as I don't have a Home card myself to be sure.
Something you need to be aware of as I noticed you have a couple Synchrony cards already (Prime card and the Lowe's)...if your total limits with Synchrony get too high they will suddenly terminate all your accounts with no notice. Be careful with that. You are around 30k now, I would try to keep it from going much higher just in case.
Editing again, I missed the Synchrony Care card in your profile...I want to strongly urge you not to get another Synchrony card at this time. You're already have over $50,000 in available credit with them as it is. Not saying you will have all your accounts closed suddenly but any additional accounts will just make it more likely.
8/22/24
3/09/25