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AMERICAN EXPRESS CHARGE CARD

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tray
Valued Contributor

AMERICAN EXPRESS CHARGE CARD

   Hi, does anyone have an american express charge card reporting on their EQ credit report directly from EQ site, reporting on the account section as a credit card instead of a charge card.  My new charge card started reporting a couple of days ago stating a credit card, i would think it would have stated charge card thank you for any information.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: AMERICAN EXPRESS CHARGE CARD

What does your myFICO report state under Type?
Message 2 of 7
tray
Valued Contributor

Re: AMERICAN EXPRESS CHARGE CARD

Hi, i just pulled my fico eq report on my american express account it states under account type open and under description it states credit card, is this accurate as it is a charge card.  thanks

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 3 of 7
fused
Moderator Emeritus

Re: AMERICAN EXPRESS CHARGE CARD

That is not correct. On your EQ report, account type should state "open account", not CC.
Message 4 of 7
tray
Valued Contributor

Re: AMERICAN EXPRESS CHARGE CARD


@fused wrote:
That is not correct. On your EQ report, account type should state "open account", not CC.

 

Hi fused do you have a charge card and does it state in the comment section credit card on the fico eq report.

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 5 of 7
manyquestions
Established Contributor

Re: AMERICAN EXPRESS CHARGE CARD

Account type: Revolving -> AMEX credit cards (Blue, Clear, etc)

Account type: Open Account -> AMEX charge cards.(Green, Gold, Platinum)

 

If they report like that they are reporting correctly

.

Message 6 of 7
fused
Moderator Emeritus

Re: AMERICAN EXPRESS CHARGE CARD


tray wrote:

@fused wrote:
That is not correct. On your EQ report, account type should state "open account", not CC.

 

Hi fused do you have a charge card and does it state in the comment section credit card on the fico eq report.

Yes, I have an Amex Plat and it reports under account type as "open account". This is the way all Amex charge cards are suppose to report.

Message 7 of 7
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