@joltdude wrote:
I was going to say it was a friendly heads up.. And possibly suggest 24000 if you were going to play it safe and was questioning your eligibility but go for it, but don't complain if you lose and have to deal with the paperwork. Caveat emptor! And for family members 3x they did another SP on the day of approval. Thankless and ungrateful. Was just trying to explain the consequences but feel free to go for broke
I do appreciate the feedback, just wasn't quite sure how to take it - but again,thanks for responding.
It's funny that you brought up that number because I actually have been playing with the $24k in my head. I read on another post something to the effect that Amex will watch you like a hawk if you ask for more than $25k. Is this true?
Anyway, by the time I get to the magic date, I will think hard about going for broke $10k x 3 or keep in conversative at $24k which would be a nice $14k increase. 
I'm just not a fan of paperwork... It's not hard, though it does give up some privacy, but the whole idea over stressing about the release of the FR just doesn't seem worth it esp if you have other cards. And in theroy, you still could get auto clis without triggering it. Don't have experience with amex but have had to deal with other banks playing balance chasing for others and it's a similar feeling of fear
I personally didn't care if they wanted to verify my income or not. And I won't care again in 180 days when I ask for $60k
I don't see them approving $60k since that would put my limit past the 40% of income mark but that won't deter me from asking. I figure what's the worst that could happen? They want me to verify my income before they give me enough credit to buy a nice car? I can live with that.