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AMEX 3X CLI

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JoshNurse
Frequent Contributor

AMEX 3X CLI

Should I pay off all credit cards before applying for the AMEX 3X CLI?  I was thinking of staying at approximately 1% utilization.

 

What other factors should I be worried about? Annual salary only $52K.

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3 REPLIES 3
mongstradamus
Super Contributor

Re: AMEX 3X CLI


@JoshNurse wrote:

Should I pay off all credit cards before applying for the AMEX 3X CLI?  I was thinking of staying at approximately 1% utilization.

 

What other factors should I be worried about? Annual salary only $52K.


when i recent;y did my 3x cli i had 3% overall util and had my discover reporting 29% and it went thru fine 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 4
JoshNurse
Frequent Contributor

Re: AMEX 3X CLI

Thanks what is the CL on your card and did you get the full X3 Limit increase?

 

I am worried about this I hope I can atleast double it. Smiley Sad

Message 3 of 4
mongstradamus
Super Contributor

Re: AMEX 3X CLI


@JoshNurse wrote:

Thanks what is the CL on your card and did you get the full X3 Limit increase?

 

I am aorried about this I hope I can atleast double it. Smiley Sad


Your CL are an lot higher so i don't know if you will be able to get full 3x cli or not. I went from 3k to 9k . Good luck nonetheless 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 4
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