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AMEX 3x CLI question

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tattooedhusker
Established Contributor

AMEX 3x CLI question

Just a quick question that I need some advice on. I have two AMEX cards (Delta & BCE) that I had gotten 5 days apart. My question is should I request the CLI on one or both of the cards? I would hate to request one and get denied for the other. Thoughts?

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 1 of 11
10 REPLIES 10
Exonumist
Established Contributor

Re: AMEX 3x CLI question

AFAIK you can request one and then won't be eligible for an increase on either for 6 months. Someone who has had multiple cards at once might be able to give you a more solid answer though.

Message 2 of 11
Luscher
Valued Contributor

Re: AMEX 3x CLI question

That may be true^ but I remember hearing that it is 61 days from each card.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 3 of 11
espnjunkie
Established Contributor

Re: AMEX 3x CLI question

I';d just ask for the CLI on one of the cards, not both. Don't rock the boat with Amex and they will treat you well 

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Citi Prestige World Elite Mastercard ($35,000.00), Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), Chase Ink Business Bold (NPSL)
TU-778 (12/03/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Message 4 of 11
09Lexie
Moderator Emerita

Re: AMEX 3x CLI question

You can only receive one CLI per account holder -not per cc. Choose whichever card you use the most IMO - once approved you will be Ineligible for a CLI for any cc for 180 days.
Message 5 of 11
MACFRME
Frequent Contributor

Re: AMEX 3x CLI question

In the spirit of this thread, I also have questions. I just opened a Gold Delta $1K CL and a Green charge. I am expecting that my Delta card will triple to $3K at day 61, which happens to be Christmas. However, it will still be lower than most of my other cards. I understand there is also a 180-day CLI after there, in which I might be able to triple it again to $9K. Is that correct?
Cards I Carry
$7.5K $23K $5k $300(SEC) $500 $300 $1,500 $800 $800
Total Available Credit: $39.7k | FICOS: EX 659 | EQ 661 | TU 673
Message 6 of 11
09Lexie
Moderator Emerita

Re: AMEX 3x CLI question

Message 7 of 11
takeshi74
Senior Contributor

Re: AMEX 3x CLI question

Definitely read the 3X CLI thread.  It addresses the time between CLI requests.

 


@tattooedhusker wrote:

Just a quick question that I need some advice on. I have two AMEX cards (Delta & BCE) that I had gotten 5 days apart. My question is should I request the CLI on one or both of the cards? I would hate to request one and get denied for the other. Thoughts?


We need a lot more info from you as this isn't a one-size-fits-all matter.  Which card it more useful to you?  What are your priorities?  If you're looking to get the highest CL's then it would make more sense to do the 3X CLI on the card with the higher CL, for example.  If one card is more useful to you and that's a priority then it might make more sense to request the 3X CLI on that card.

Message 8 of 11
wHiTeSoL
Valued Contributor

Re: AMEX 3x CLI question


@09Lexie wrote:
You can only receive one CLI per account holder -not per cc. Choose whichever card you use the most IMO - once approved you will be Ineligible for a CLI for any cc for 180 days.

+1 CLI timelines are per account and not per card. Hence once you request a 61 3x on one card pass or fail you will be denied for the second one. I was in your same situation, I got them 20 days apart, and decided the BCE would be more useful for me so I requested that.

Message 9 of 11
tattooedhusker
Established Contributor

Re: AMEX 3x CLI question


@09Lexie wrote:
You can only receive one CLI per account holder -not per cc. Choose whichever card you use the most IMO - once approved you will be Ineligible for a CLI for any cc for 180 days.

Thanks Lexie, that is the answer I was looking for!

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 10 of 11
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