AMEX APP'D Success

bmd0224 · ‎07-27-2012

Just app'd for Amex Zync and Gold Delta Skymiles and Approved for both.

EQ Fico 698

TU Fico 729

EX Fako 682

AAoA 6.7 yrs

A 60 and a 90 late over 4 years ago.

Feel very fortunate to be moving ahead with better cards thanks to the help from this forum! Thanks for all the help!

BoA 1-2-3 $1500 Amex Zync NPSL Amex Gold Delta CapOne 750 Dillards 3100 Walmart 1100

01/11/13:
EQ Fico: 716 (from myfico)
TU Fico: 719 (from Walmart)
EX Fico: 719 (from myfico)

Chase Sapphire Pref. II AMEX Platinum II Amex PRG II Amex SPG II Citi AAdvantage II Barclays US Airways II Chase Freedom

CruzImperial · ‎07-27-2012

CONGRATS !!

score_building · ‎07-27-2012

Congrats! double the pleasure! Sounds like a 2 fer 1 INQ

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover

Repo-ed · ‎07-27-2012

Limit on skymiles?

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

MsLadyRover · ‎07-27-2012

NICE! Congratulations!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

NinComPoop · ‎07-27-2012

Congrats!

CribDuchess · ‎07-27-2012

Way to Go! Congrats!!

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K

LS2982 · ‎07-27-2012

CONGRATS!!!!

EQ FICO 548 3/3/16

bmd0224 · ‎07-28-2012

Thanks! I'm not sure about the CL on the Skymiles; it went to further review. I app'd for the Skymiles first-result further review-then app'd for the Zync cause I didn't want to come away empty handed and got approved instantly with NPSL. I then found the link to check applications under review and to my surprise I was approved for the Skymiles! I have checked my updated EX report and it was only 1 HP so far. Pretty pumped cause I got the 35K Skymiles offer with the $500 spend in 3 months. I'll join that offer up witht the Skymiles Dinning to get an extra 2K miles for 1 dine and be off to the races! That should get me halfway to my trip to Hawaii or Iceland!

01/11/13:
EQ Fico: 716 (from myfico)
TU Fico: 719 (from Walmart)
EX Fico: 719 (from myfico)

Chase Sapphire Pref. II AMEX Platinum II Amex PRG II Amex SPG II Citi AAdvantage II Barclays US Airways II Chase Freedom

bmd0224 · ‎07-28-2012

I might add that my Utilization was around 7% and had 2 INQ's showing on Experian.

01/11/13:
EQ Fico: 716 (from myfico)
TU Fico: 719 (from Walmart)
EX Fico: 719 (from myfico)

Chase Sapphire Pref. II AMEX Platinum II Amex PRG II Amex SPG II Citi AAdvantage II Barclays US Airways II Chase Freedom