AMEX APR offer

[Isacking97]

Hi guys

After 2 years trying to get a APR reduction AMEX offer me one, but not a great one, do I take it or do I wait?

[Anonymous]

Free offer.  Pounce on it. Doesn’t hurt. 

[Isacking97]

I called AMEX Rep and they offered me reductions for my Blue and Everyday Cards (Blue: 20.74 to 18.74, Everyday: 18.49 to 15.74) for 12 months, I accepted and the rep also send an request to the credit department to see if i can get a better reduction. 

[TheBoondocks]

I would wait bro, I remember during the holidays I received a personal loan offer with them and also a holiday APR I believe it was like 6.99 or something like that.

[TheBoondocks]

[SouthJamaica]

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@Isacking97 wrote:

Hi guys

After 2 years trying to get a APR reduction AMEX offer me one, but not a great one, do I take it or do I wait?

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Wait. It's nothing great. You can do better. They've been offering 6.99% on purchases.