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AMEX BCE Supermarket Definition

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frogfan12
Established Contributor

Re: AMEX BCE Supermarket Definition

While looking over some of my past transactions on Mint, it looks like when you purchase something at a store it goes by whatever the store categorizes itself as (like previously mentioned). I may still apply for the BCE because I buy my prescriptions at Tom Thumb and I could be getting cash back for that. What a nice little caveat. Smiley Happy


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 11 of 70
Anonymous
Not applicable

Re: AMEX BCE Supermarket Definition


@frogfan12 wrote:

Sad day. I may just skip the BCE for now because I prefer to shop at WM/Target because of convenience and low price. I may just get the WM card. I've heard mixed reviews about the Target card. 



 

I think WM and Target are department stores.  If so, doesn't BCE get 2% back?

Message 12 of 70
nada9188
Frequent Contributor

Re: AMEX BCE Supermarket Definition

Walmart and target are discount/wholesale stores. We are lucky to be getting 1% back on these purchases, Discover only give 0.25%

Message 13 of 70
frogfan12
Established Contributor

Re: AMEX BCE Supermarket Definition

I don't think those two would qualify as department stores. When I hear department store, I think Macy's, Dillard's, JCP...aka stores I never shop at. 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 14 of 70
frogfan12
Established Contributor

Re: AMEX BCE Supermarket Definition


@nada9188 wrote:

Walmart and target are discount/wholesale stores. We are lucky to be getting 1% back on these purchases, Discover only give 0.25%


I understand about the discount thing but in reality most WM and Target stores have a huge grocery section, even if they do sell iPods/iPads/laptops. :/


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 15 of 70
LTomBerry
Frequent Contributor

Re: AMEX BCE Supermarket Definition


@Anonymous wrote:

@frogfan12 wrote:

Sad day. I may just skip the BCE for now because I prefer to shop at WM/Target because of convenience and low price. I may just get the WM card. I've heard mixed reviews about the Target card. 



 

I think WM and Target are department stores.  If so, doesn't BCE get 2% back?


On my AmEx statement Walmart says "Discount Store", so, no. Target, I can't say because I use my red card there. Maybe someone else can say but I suspect it'll be the same.


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

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Message 16 of 70
bichonmom
Senior Contributor

Re: AMEX BCE Supermarket Definition


@frogfan12 wrote:

Sad day. I may just skip the BCE for now because I prefer to shop at WM/Target because of convenience and low price. I may just get the WM card. I've heard mixed reviews about the Target card. 


I'm very happy with WM. GE has been really good with CLIs, and you might get approved for the Discover.

I had to wait until I got my first stmt to set up the online acct, then got FICO right away.
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 17 of 70
frogfan12
Established Contributor

Re: AMEX BCE Supermarket Definition

I think you're right.


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 18 of 70
bichonmom
Senior Contributor

Re: AMEX BCE Supermarket Definition

Does anyone know if Trader Joes is a grocery store for Amex BCE or BCP?
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 19 of 70
frogfan12
Established Contributor

Re: AMEX BCE Supermarket Definition

It should be. Do you use Mint? I looked on Mint to track some of my past expenses and discovered what "categories" different stores fell under. 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 20 of 70
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